The Big Step: Your First Home
Pre-Qualify in Minutes
You have house-hunting fever. What can you afford? We get you answers fast, and hold the best rate for up to 120 days. It’s free, no obligation, giving you the confidence to know what's within reach.
More InfoNewcomers to Canada
Are you a Canadian living abroad, or a non-Canadian citizen hoping to purchase a property in Canada? We can manage all your mortgage details. You save money, get peace of mind, and settle in faster.
More InfoWhy Down Payment Matters
With as little as 5% of the purchase price down, you can be on your way to owning a home. Talk to us about Insured versus Conventional mortgages today.
More InfoCash Back Mortgages
When buying a home, there can be a lot of extras you didn’t plan on, like furniture, appliances, even lawyer fees. To free up additional funds, ask us if a Cash Back Mortgage is the right solution for you.
More InfoMortgage Checklist
It’s hard to remember everything you need to do — use our Checklist to save time and energy. We’re here to make the mortgage process easier.
More InfoCMHC and Genworth
If your down payment is less than 20% of the purchase price, you’re required to insure your mortgage. We can help you through the High-Ratio process, outlining fees and offering expert advice.
More InfoLand Transfer Tax (LTT)
Unless you live in Alberta, Saskatchewan, or rural Nova Scotia, a Land Transfer Tax (Property Purchase Tax) will be added to the closing costs on your property purchase. We have the numbers.
More InfoMortgage FAQ's
There’s a lot to know about the mortgage process (of course, we make it much easier on you). Be informed, and benefit from questions already asked.
More InfoUnderstanding Credit
Your credit is a big piece of the puzzle—it affects your rate and product choices. We can pinpoint your situation quickly. In the meantime, here’s how your credit file, rating / score works.
More InfoWhy Income Matters
Annual income is the main factor in determining the mortgage amount for which you qualify. Sound simple? There’s much more to it — here’s information on how a bank sees your mortgage potential.
More InfoRRSP Home Buyers Plan
Buying your first home? You can use your RRSP’s as a down payment. Save with no tax on the withdrawal and repay it back to the program over several years. We have all the details.
More InfoPurchase Plus Improvements
You’ve fallen in love with a home, but it needs work. We can help you renovate right away. With one manageable mortgage, and as little as 5% down, you can turn a fix-it-upper into your dream home.
More InfoHousing Stats
We have the statistics to help you understand Housing Market trends in your area, and nationwide. Take a look, call us and feel well informed about your buying and selling options.
More InfoWorking With a Real Estate Agent
Going it alone can start simple but end in frustration and wasted time. Using a licensed Real Estate Agent can help immensely with your investment decisions and details. Leverage these and other available resources to enhance your experience.
More InfoMortgage Protection Insurance
Your home; it’s likely your biggest asset. Know the best way to protect your mortgage. We don’t sell insurance, but every mortgage offers it — here are some things you need to know, before you waive or apply.
More InfoCredit FAQ's
Your credit is important in getting a mortgage — here are some quick facts you should know. For information on how your individual credit situation will affect your investment decisions, call us today.
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