Please Note: Rates are only valid where subject property is located.

Our lower rates can make a difference.

In recent years, Alberta’s thriving economy has been spurred by its energy-related industries, as well as a significant influx of workers and their families. Alberta’s housing market is becoming increasingly competitive, with prices appreciating every year.

Our mortgage brokers can help you handle the higher, sustained real estate values by providing the lowest current mortgage rates in Alberta—even from your own bank. Our volume-basis rate discount means you can save thousands on your home, income property or vacation investment. Visit us, call or apply online today.

The sooner you contact us, the sooner we can hold your rate.

Alberta mortgage interest rates can fluctuate—we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.

Fixed Mortgages - Closed

Term

Everyday Rate

Limited Rate

1 Year

Everyday Rate: 2.79%

  • 30 year amortization maximum, 25 year on High Ratio
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • No pre-approvals available.

Limited Rate: --

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2 Year

Everyday Rate: 2.59%

  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.

Limited Rate: 2.29%

  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments
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3 Year

Everyday Rate: 2.69%

  • 30 year amortization maximum.
  • 15% / 15%+ prepayment options. 

 

Limited Rate: 2.49%

  • 20% / 20%+ prepayment options.
  • High Ratio purchase or Transfer only (CMHC or Genworth)
  • Must close in 30 days
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4 Year

Everyday Rate: 2.69%

  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments. 

Limited Rate: --

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5 Year

Everyday Rate: 2.89%

  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Pre-approvals available

Limited Rate: 2.74%

  • Must close within 90 days
  • 20% lump sum & 20% increase to regular payments
  • High Ratio Only
  • Other conditions may apply.
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10 Year

Everyday Rate: 4.29%

  • 30 year amortization maximum.
  • 15%+ lump sum payments allowed.
  • 15%+ increase to regular payments.
  • Pre-approvals not available at this rate

Limited Rate: --

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Fixed Mortgages - Convertible

Term

Everyday Rate

Limited Rate

Draw

Everyday Rate: 3.00%

Used for construction mortgages

1 Year rate

Limited Rate: --

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Variable Mortgages - Closed

Term

Everyday Rate

Limited Rate

5 Year

Everyday Rate: 2.35%

  • Prime - 0.65%
  • 15% lump sum payments allowed.
  • 15%+ increase to regular payments. 

Limited Rate: 2.25%

  • 20% lump sum payments & 20% increase to regular payments
  • High Ratio Only
  • Other conditions may apply
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Variable Mortgages - Open

Term

Everyday Rate

Limited Rate

HELOC

Everyday Rate: 3.50%

  • Prime +0.50%

Limited Rate: --

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