Renewal Time? Get a Better Deal

Renewals and Transfers

You can get a better rate this time! Bring in your renewal notice and we’ll beat it. Start shopping up to four months before your Mortgage renews.

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Free Home Appraisal

At True North Mortgage, we pay the cost of your Home Appraisal. So let’s recap: No fees, no obligation, no hassle or pressure—and free appraisals. Call us today for your best mortgage experience.

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Extended Amortizations

Need more time? We can find you a mortgage with up to 35 years amortization. Combined with our lowest rate, a longer payout could mean the difference between affordable and out-of-reach.

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Why Income Matters

Annual income is the main factor in determining the mortgage amount for which you qualify. Sound simple? There’s much more to it — here’s information on how a bank sees your mortgage potential.

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Pre-Payment Penalties and Privileges

Want to close out early or pay extra down on your mortgage? Banks have rules that may help or hinder this process. We'll expose the fine print of your mortgage options and help you choose the right product based on your short / long term property ownership goals.

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Our Rate Guarantee

We have the best rates. We’re in touch with multiple lenders, not just one. Online, in person or by telephone, we can secure you the lowest rate for up to four months (depending on the lender). We make it easy.

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No Income Verification

If you’re self-employed, it can be hard to prove annual income. A “No Doc” or “Low Doc” loan allows you to secure a mortgage without the standard Income Verification documents. Let us show you how.

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Vacation and Second Homes

As your family grows, so do your needs. We can take weeks off the process, finding you the right mortgage solution and best interest rate for your next property adventure.

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Understanding Credit

Your credit is a big piece of the puzzle—it affects your rate and product choices. We can pinpoint your situation quickly. In the meantime, here’s how your credit file, rating / score works.

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Mortgage Protection Insurance

Your home; it’s likely your biggest asset. Know the best way to protect your mortgage. We don’t sell insurance, but every mortgage offers it — here are some things you need to know, before you waive or apply.

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