Your Next Home Purchase
Refinancing Options
Pay less now AND later. Refinance your mortgage and consolidate all your debts at one low interest rate. It’s less stress, fewer payments and could save you thousands. We can help, right now.
More InfoOur Rate Guarantee
We have the best rates. We’re in touch with multiple lenders, not just one. Online, in person or by telephone, we can secure you the lowest rate for up to four months (depending on the lender). We make it easy.
More InfoHome Equity Line of Credit
Need a new roof, kitchen, car or extra funds for diversifying your investments? Use the equity in your home to get a secured Line of Credit. We're fast and have the lowest rates. Call today.
More InfoWhy Income Matters
Annual income is the main factor in determining the mortgage amount for which you qualify. Sound simple? There’s much more to it — here’s information on how a bank sees your mortgage potential.
More InfoPurchase Plus Improvements
You’ve fallen in love with a home, but it needs work. We can help you renovate right away. With one manageable mortgage, and as little as 5% down, you can turn a fix-it-upper into your dream home.
More InfoHousing Stats
We have the statistics to help you understand Housing Market trends in your area, and nationwide. Take a look, call us and feel well informed about your buying and selling options.
More InfoInvestment Properties
Finding the right mortgage fit and lowest rate for an investment property is the difference between a headache and a smile. We’re experts, we can help sort through the issues, and find flexible solutions that work.
More InfoRaw Land Purchase
Developing from scratch? With a required minimum 50% down payment, we can walk you through the issues and risks of buying undeveloped land. Call us today for expert advice.
More InfoInternational Home Purchases
Looking to purchase abroad? How exciting. We can help you refinance your Canadian property in order to fund an international purchase. Our low rates mean you get the most for your investment.
More InfoVacation and Second Homes
As your family grows, so do your needs. We can take weeks off the process, finding you the right mortgage solution and best interest rate for your next property adventure.
More InfoFree Home Appraisal
At True North Mortgage, we pay the cost of your Home Appraisal. So let’s recap: No fees, no obligation, no hassle or pressure—and free appraisals. Call us today for your best mortgage experience.
More InfoUnderstanding Credit
Your credit is a big piece of the puzzle—it affects your rate and product choices. We can pinpoint your situation quickly. In the meantime, here’s how your credit file, rating / score works.
More InfoWhy Down Payment Matters
With as little as 5% of the purchase price down, you can be on your way to owning a home. Talk to us about Insured versus Conventional mortgages today.
More InfoCash Back Mortgages
When buying a home, there can be a lot of extras you didn’t plan on, like furniture, appliances, even lawyer fees. To free up additional funds, ask us if a Cash Back Mortgage is the right solution for you.
More InfoCMHC and Genworth
If your down payment is less than 20% of the purchase price, you’re required to insure your mortgage. We can help you through the High-Ratio process, outlining fees and offering expert advice.
More InfoConstruction Mortgages
Building a home from scratch? We know the in’s and out’s of construction mortgages. By the time the shovel hits dirt, we’ve brought you seamlessly through the process, at the lowest rate possible.
More InfoMortgage Protection Insurance
Your home; it’s likely your biggest asset. Know the best way to protect your mortgage. We don’t sell insurance, but every mortgage offers it — here are some things you need to know, before you waive or apply.
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