Apply Now

Apply

Phone

Your Experience, our better mortgage.

You’ve done this before. This time, do it right—with us. With all the choices out there, we sift through your options to save money and time. We recommend, we solve, and we make your next mortgage a very simple thing.

Mortgage Button

Refinancing Options

Pay less now AND later. Refinance your mortgage and consolidate all your debts at one low interest rate. It’s less stress, fewer payments and could save you thousands.…

Mortgage Button

Vacation and Second Homes

As your family grows, so do your needs. We can take weeks off the process, finding you the right mortgage solution and best interest rate for your next property…

Mortgage Button

Our Rate Guarantee

We have the best mortgage rates in Canada, because we pass our volume discount on to you. We’re in touch with multiple Canadian lenders, not just one. Online, in-person or on the…

Mortgage Button

Free Home Appraisal

At True North Mortgage, we pay the cost of your Home Appraisal. So let’s recap: No fees, no obligation, no hassle or pressure—and free appraisals. Call us today for your best mortgage…

Mortgage Button

Home Equity Line of Credit

Need a new roof, kitchen, car or extra funds for diversifying your investments? Use the equity in your home to get a secured Line of Credit. We’re fast and have…

Mortgage Button

Credit 101

Your credit is a big piece of the puzzle—it affects your rate and product choices. We can pinpoint your situation quickly. In the meantime, here’s how your credit file, rating /…

Mortgage Button

Your Income

Annual income is the main factor in determining the mortgage amount for which you qualify. Sound simple? There’s much more to it — here’s information on how a bank sees your mortgage…

Mortgage Button

Down Payments

With as little as 5% of the purchase price down, you can be on your way to owning a home. Talk to us about Insured versus Conventional mortgages today.

Mortgage Button

Purchase Plus Improvements

You’ve fallen in love with a home, but it needs work. We can help you renovate right away. With one manageable mortgage, and as little as 5% down, you can turn…

Mortgage Button

Cash Back Mortgages

When buying a home, there can be a lot of extras you didn’t plan on, like furniture, appliances, even lawyer fees. To free up additional funds, ask us if a Cash…

Mortgage Button

Housing Stats

We have the statistics to help you understand Housing Market trends in your area, and nationwide. Take a look, call us and feel well informed about your buying and selling options.

Mortgage Button

CMHC and Genworth

If your down payment is less than 20% of the purchase price, you’re required to insure your mortgage. We can help you through the High-Ratio process, outlining fees and offering expert…

Mortgage Button

Investment Properties

Finding the right mortgage fit and lowest rate for an investment property is the difference between a headache and a smile. We’re experts, we can help sort through…

Mortgage Button

Construction Mortgages

Building a home from scratch? We know the in’s and out’s of construction mortgages. By the time the shovel hits dirt, we’ve brought you seamlessly through…

Mortgage Button

Raw Land Purchase

Developing from scratch? With a required minimum 50% down payment, we can walk you through the issues and risks of buying undeveloped land. Call us today for expert…

Mortgage Button

Mortgage Protection Insurance

Your home; it’s likely your biggest asset. Know the best way to protect your mortgage. We don’t sell insurance, but every mortgage offers it — here are some things you need to…