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True North Mortgage Rate Guarantee

True North Mortgage guarantees you the lowest fixed rate mortgage on your Canadian residential mortgage. You won't find a lower mortgage interest rate anywhere! Shop and Compare. If you find a better fixed mortgage rate we'll beat it or give you $500.

How it Works:

  • Apply for a True North Mortgage fixed rate mortgage. Apply Now
  • Lock in your guaranteed lowest rate mortgage interest rate
  • Take up to seven days to shop for a lower rate mortgage from any lender or broker in Canada
  • If you find a lower rate on a similar *fixed rate mortgage, we'll beat it or give you $500

* A similar mortgage must be for the same property, term, and loan amount with the same or lower closing costs.

To receive a competitive rate adjustment, either fax or deliver to True North Mortgage a copy of the competitor's good faith estimate and documentation of the property, rate, term, loan amount and closing costs. Documentation must be dated the same or no more than seven days later than the original True North Mortgage application. Good faith estimate or approvals and other documentation must be received by True North Mortgage within seven days of your original  True North Mortgage Application.

True North Mortgage Lowest Rate Guarantee: Program Rules