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Mortgage Info Center

It very well could be the biggest purchase you ever make. We encourage you to talk directly with one of our mortgage specialists who can not only help you understand the ins and outs of the mortgage process, but can find the perfect mortgage for you. Always at the best possible rate!

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Credit 101

Your credit is a big piece of the puzzle—it affects your rate and product choices. We can pinpoint your situation quickly. In the meantime, here’s how your credit file, rating /…

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RRSP Home Buyers Plan

Buying your first home? You can use your RRSP’s as a down payment. Save with no tax on the withdrawal and repay it back to the program over several years. We have all the details.

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Mortgage FAQ's

There’s a lot to know about the mortgage process (of course, we make it much easier on you). Be informed, and benefit from questions already asked.

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Credit FAQ's

Your credit is important in getting a mortgage — here are some quick facts you should know. For information on how your individual credit situation will affect your investment decisions,…

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Your Income

Annual income is the main factor in determining the mortgage amount for which you qualify. Sound simple? There’s much more to it — here’s information on how a bank sees your mortgage…

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Down Payments

With as little as 5% of the purchase price down, you can be on your way to owning a home. Talk to us about Insured versus Conventional mortgages today.

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Working With a Real Estate Agent

Going it alone can start simple but end in frustration and wasted time. Using a licensed Real Estate Agent can help immensely with your investment decisions and details. Leverage these…

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CMHC and Genworth

If your down payment is less than 20% of the purchase price, you’re required to insure your mortgage. We can help you through the High-Ratio process, outlining fees and offering expert…

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Housing Stats

We have the statistics to help you understand Housing Market trends in your area, and nationwide. Take a look, call us and feel well informed about your buying and selling options.

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Land Transfer Tax (LTT)

Unless you live in Alberta, Saskatchewan, or rural Nova Scotia, a Land Transfer Tax (Property Purchase Tax) will be added to the closing costs on your property purchase. We have the…

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Extended Amortizations

Need more time? We can find you a mortgage with up to 35 years amortization. Combined with our lowest rate, a longer payout could mean the difference between affordable and out-of-reach.

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Mortgage Protection Insurance

Your home; it’s likely your biggest asset. Know the best way to protect your mortgage. We don’t sell insurance, but every mortgage offers it — here are some things you need to…