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Cristian Garrido Mortgage Agent

Store Location: Toronto - RAC Centre

Phone: 416-504-8355

Toll Free: 855-504-1855

Fax: 855-880-6273

About Cristian

I started my mortgage career as an independent agent.  I was in the industry for two years and realized I am very passionate about helping people make one of the most important financial decisions of their life, buying a home.  I have been with True North Mortgage for over 5 years. 

True North Mortgage has given me the opportunity to work with a team where I am able to not only do what I love but also provide the best rate for my clients. With over 7 years of experience, I have been able to help many clients, and having a strong team has helped me deliver great service with the best rate the market has to offer.  Regardless of what you are looking to do, I have the mortgage experience to help you find a solution to your mortgage needs.

I am here and ready to work for and with you in either English or Spanish. 


I had my mortgage for my first house done by Cristian Garrido (with Victor Tran initially helping me with my questions). Originally I was hesitant toward getting a mortgage from a mortgage broker as I thought they would have all these hidden fees etc. but I was wrong! They offered the LOWEST rate from the big 5 banks (I also went to TD, RBC, CIBC to ask for their rates during my mortgage shopping). The service was very excellent - they replied my emails very promptly, cleared up any misconceptions that I previously had re: broker, and the mortgage application process was very clearly instructed. I highly recommend their service and will recommend other people to them as well! Thank you!

-Sharon from Ontario, May 2017

We would like to let you know that We have an amazing experience with Cristian Garrido, he always goes extra mile to satisfy his clients. We always feel confident when we are handing out our file to Cristian, He is the key person and a valuable asset for your team and for your company's growth. I highly recommend Cristian and we will happy to come back in the future for any mortgage issues. We would like to thank again Cristian to get it done our file within the short time period.

-Nalini & Rex from Ontario, August 2016

Very recently we got a mortgage through True North Mortgage. Our contact was Cristian Garrido (License #M10001441). He was very prompt, courteous and very understanding to our needs. We had given him a very short time since the closing was very near. His assistance was indeed very timely for us and once again thanks to Cristian and we can recommend him to anybody who is looking for a good mortgage agent.

-Ranga from Ontario, May 2016

Just wanted to thank TNM and Cristian personally for successful completion of my mortgage renewal. Great job by Cristian. Everything was done promptly with all arrangements made as early as possible, guaranteeing an excellent rate well before closing date. Peace of mind and a smooth process all along. Will talk to Cristian first when renewal time comes around.

-H from Newmarket, November 2013

My introduction to Cristian was purely because I left my number on a Google search result website when looking for the best mortgages available. I did the search even though I was already with an existing mortgage broker. To my surprise, Cristian called me back and offered me a better rate, with the same lender. However, my reason for writing this email is to say that I am very pleased with the service Cristian has provided me. He was extremely efficient and was able to get the mortgage approved in less than a week. He lacks nothing when it comes to professionalism and his responsiveness to my many questions kept me at ease throught-out the transfer from my existing broker to TNM. Even after closing on the mortgage he went the extra mile to try and help with an adjustment of the payment date. I believe, a resources such as Cristian, is a valuable asset to TNM and will help your organization immensely.

-Nikhil from Ontario, November 2012