Apply Now


Profile Image

Michael Capobianco Mortgage Agent

Store Location: Toronto - RAC Centre

Phone: 416-504-8355

Toll Free: 855-504-1855

Fax: 877-496-6232

About Michael

I bring more than 9 years of experience in the financial services industry to True North Mortgage.

My experience and expertise stem from working at TD, one of Canada’s Top 5 Banks, in a variety of different roles as well as a Mortgage Agent in one of the competing brokerages. During my tenure with the banks, I have claimed a variety awards in regards to performance and customer satisfaction.

I am dedicated to not only finding the best rates in the market but products that best fit my clients’ needs while keeping my focus on making their experience with True North Mortgage as seamless as possible. As a family man, I understand the stresses of purchasing a new home, and I will do my best to keep your transaction as stress-free as possible.


I was in the market for my mortgage renewal, and chanced up the TNM website. I filled out a request form and was promptly called by Mike C. It was the best ‘cold email’ I have sent. Mike is extremely customer focused. He eases the customer into the process (which can be daunting at best) – and especially if your previous FI has not been the best in terms of being forthcoming. Even though I knew I was going to incur a loss in terms of hiring a lawyer to break my collateral lien, I knew I wanted to make the switch. That shows how well educated Mike is in terms of providing solid advice/suggestions/being transparent because he is super knowledgeable without being sales-y. I felt like I could trust the process because he made me feel like mine was the only case he was working on! (I’m sure it wasn’t). Customer service is off the charts. You can rest well knowing your mortgage in being looked after in Mike’s hands. I give him 5/5 stars for sure. Thanks Mike! - Sharon S.

-Sharon Sequeira, Google

I recently worked with Michael Capobianco from True North Mortgage, who helped us get a mortgage to fund our first home. Michael went above and beyond to make sure we not only received the best rate, but helped us navigate hurdles along the way (There were many both large and small). I give him and True North 5 Stars. I couldn’t be happier with my experience. I would definitely recommend working with them.

-Steve Laskowski, Google

I recommend true north.. My broker was Michael.. He was very helpful with my refinance. He was with me every step of the way. He was always available , patient and always courteous when responding to my email and phone inquiries. Thank you Michael for making it happen.!! Incredible service all the way.

-Marilyn Almazan, Google