AB
6 mo Fixed
2.49%
1 yr Fixed
4.29%
2 yr Fixed
3.94%
2 yr Extended
4.99%
3 yr Fixed
3.94%
4 yr Fixed
4.14%
5 yr Fixed
4.14%
5 yr Variable
3.49%
5 yr Open
4.20%
  • English
  • French
  • Search
  • About Us
  • Blog
1-877-778-4772
True North Mortgage
  • Rates Lowest Rate in Canada. Guaranteed.
  • Mortgages We have the perfect one for you.
    • Pre-Qualify in Minutes Know what you can afford
    • First-Time Home Buyers Expert help for your smooth process
    • Buying Your Next Home Buying and Selling, and Second Homes
    • Renewals and Switches We can help you save more
    • Refinancing Your Home Get a lower rate, consolidate debt
    • All Mortgages WHAT DO YOU NEED? SEE FULL LIST HERE
      • Complex Mortgage Solutions
      • Investment Properties
      • Vacation and Secondary Homes
      • Purchase Plus Improvements
      • Cash Back Mortgages
      • Mortgages for Self-Employed
      • Newcomers to Canada
      • Home Equity Line of Credit (HELOC)
      • Pre-Payment Penalties and Privileges
      • Reverse Mortgage
  • Tools Calculators & tools to help you along.
    • Mortgage Calculators Understand the costs
      • Mortgage Payment Calculator
      • Renewal Payment Calculator
      • Compare and Save Calculator
      • Affordability Calculator
      • Closing Costs Calculator
      • Land Transfer Tax Calculator
    • Digital Tools Tools to help improve the process
      • Mortgage Checklist
      • Provincial Taxes and Benefits
      • Mortgage Renewal Reminder
      • Realtor's Financing Sheet
    • Education Centre Get up to speed on your options
      • First-Time Home Buyer's Guide
      • Variable vs Fixed Mortgage Rates
      • What is an Insured Mortgage?
      • Mortgage Stress Test
      • Payment Frequency, Explained
      • Down Payments
      • Credit 101
      • Your Income
      • What is portability?
      • Glossary
      • Mortgage FAQ's
  • Contact Real people. Here to help.
    • Get a call back set a time that works for you
    • Find an Agent Company Directory
    • Our Stores Sit down with a mortgage broker
    • Write to Us Send us a message
    • Mobile Brokers Flexible hours. We come to you.
    • Call us: 1-877-778-4772 Complete the process anywhere
  • English
    • English
    • French
    • British Columbia
    • Alberta
    • Saskatchewan
    • Manitoba
    • Ontario
    • Quebec
    • Atlantic Canada
    • Other
Apply
Apply Online

Blog

Affordability

Rates this low might be going extinct.

Rates this low might be going extinct.

Are historic low rates about to go the way of the dinosaur? Now might be…

Learn More
2021 Election Housing Platforms

2021 Election Housing Platforms

Housing is a big issue (it is to us!), here are the promises so far.

Learn More
Blind vs Open Bidding

Blind vs Open Bidding

What are these home-buying tactics, and how do they affect you?

Learn More
Are home prices coming down from the peak?

Are home prices coming down from the peak?

Here's what's up with house prices, and how you can still save.

Learn More
Credit FAQs

Credit FAQs

Have credit questions? Here are some quick facts you should know.

Learn More
New Stress Test Rules Announced in 2021

New Stress Test Rules Announced in 2021

On June 1, 2021, Canadians will qualify for less. How does this impact you?

Learn More
CMHC Loosens Previous Restrictions in July 2021

CMHC Loosens Previous Restrictions in July 2021

Déjà vu? On July 5, 2021, CMHC backtracks to 2020 qualifying rules.

Learn More
CMHC Tightens Rules - July 2020

CMHC Tightens Rules - July 2020

The CMHC is tightening rules for using its mortgage insurance, starting July 1, 2020.

Learn More
What the 2019 Election Results Mean for Canada’s Housing Market

What the 2019 Election Results Mean for Canada’s Housing Market

How will the new Liberal minority government impact your mortgage?

Learn More
Previous Page
Next Page

Sign Up For Our Newsletter

Stay current with the latest topics and mortgage news. We're about quality over quantity (we don't like spam, either), and you can unsubscribe at any time.

Our Rate Guarantee

True North Mortgage guarantees you the lowest rate for the purchase of your Primary residence in Canada. You won't find a better rate anywhere! Shop and Compare. If you find a better rate, we'll beat it or give you $500.

Social Media
Contact
  • True North Mortgage
  • 3600 - Bow Valley Sq II.
  • 205 - 5th Ave S.W.
  • Calgary, AB T2P 2V7
Phone
  • Toll Free: 1-877-778-4772
Links
  • Careers
  • Press Centre
  • Privacy Policy
  • Provincial Licensing
  • Complaint Policy
Select Location:
© 2026 True North Mortgage Inc. FSRA#12700