Lowest Mortgage Rate in Canada. Starting from 2.49%

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Quoteworthy Content

Mortgage Rate Forecast (2025-2027)

Mortgage Rate Forecast (2025-2027)

Continually updated. Where rates may go now and later — and what’s driving them.

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How Government Bond Yields Relate To Mortgage Rates

How Government Bond Yields Relate To Mortgage Rates

Want to know where fixed rates are going? Watch bond yields.

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Should you choose a variable rate in 2025?

Should you choose a variable rate in 2025?

How to decide between variable-rate FOMO or JOMO? We can help.

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Could a recession bring mortgage rates back to rock bottom?

Could a recession bring mortgage rates back to rock bottom?

As Canada enters an economic slowdown, here's what it would take for rates to go that low.

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Posted Rates vs Actual Rates

Posted Rates vs Actual Rates

Is the rate you see the rate you (can) get? Not always, but here's why.

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Mortgage Stress Test: What is it and how does it work?

Mortgage Stress Test: What is it and how does it work?

You have to be able to handle higher payments as a buffer for affordability.

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Rate Relief

Rate Relief

Ease your rate pain with our low 6-month, fixed-rate mortgage.

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The No Commitment Mortgage

The No Commitment Mortgage

Commitment issues? We've got a product just for you. No restrictions, great variable rate.

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Wait, is the mortgage stress test going away in 2025?

Wait, is the mortgage stress test going away in 2025?

There's a good possibility it is — for uninsured mortgage approvals.

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Should You Stay or Should You Switch?

Should You Stay or Should You Switch?

Your bank wants you to stay (mum) and accept your first renewal offer. Don't, until you read this.

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How Mortgages Work for Prefabricated Homes

How Mortgages Work for Prefabricated Homes

Prefab homes can still qualify for a traditional mortgage, whether you're purchasing or renewing.

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Can you recast your mortgage?

Can you recast your mortgage?

Cast ahead after pre-paying your principal — and reel in lower payments for a budget break.

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