Mortgage Checklist Tool

True North Mortgage is able to help good credit clients with all of your Pre-Approval, Home Purchase, Renewal / Transfer and Refinancing needs.

Depending on what we are helping you with (purchase / refinance / renewal), we may require all or some (but most of) the following documentation to complete your mortgage:

• Purchase Agreement
• MLS Listing
• Copy of Signed Mortgage Approval
• Copy of Insurance Application Waiver (MPP). Mortgage Insurance
• Copy of Signed Mortgage Borrower Disclosure
• Gift Letter with Associated Bank Statement. Why Down Payment Matters
• Proof of Down Payment via bank / investment statement for 90days prior to closing
• Lawyer Information (Including the firm and solicitor’s name, address, phone and fax)
• Job Letter and Current Paystub. Why Income Matters
• Notice of Assessment (NOA) for the last two years
• Home Appraisal. True North Mortgage Appraisal Policy
• Copy of a VOID Cheque
• Copy of your Home Insurance Policy
• Copy of the Renewal Notice from your current lender. Renewals and Transfers
• Driver’s License or other Government issued Photo ID