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Mortgage Checklist Tool

True North Mortgage is able to help good credit clients with all of your Pre-Approval, Home Purchase, Renewal / Transfer and Refinancing needs.

Depending on what we are helping you with (purchase / refinance / renewal), we may require all or some (but most of) the following documentation to complete your mortgage:

  • Purchase Agreement
  • MLS Listing
  • Copy of Signed Mortgage Approval
  • Copy of Insurance Application Waiver (MPP). Mortgage Insurance
  • Copy of Signed Mortgage Borrower Disclosure
  • Gift Letter with Associated Bank Statement. Why Down Payment Matters
  • Proof of Down Payment via bank / investment statement for 90days prior to closing
  • Lawyer Information (Including the firm and solicitor’s name, address, phone and fax)
  • Job Letter and Current Paystub. Why Income Matters
  • Notice of Assessment (NOA) for the last two years
  • Home Appraisal. True North Mortgage Appraisal Policy
  • Copy of a VOID Cheque
  • Copy of your Home Insurance Policy
  • Copy of the Renewal Notice from your current lender. Renewals and Transfers
  • Driver’s License or other Government issued Photo ID