Introducing Rate Relief. Starting at 3.49% for Black Friday.

Mortgage Checklist

For the eager and organized, here's a list of what you may need to complete your mortgage.

Of course, we'll help you check everything off your list, including a great mortgage fit.

Documents needed Mortgage Checklist

Income Documents

If you are an employee:

  • Letter of Employment
    Dated within 60 days
  • Paystub
    Dated within 30 days

If your income is variable you will also need:

  • Your most recent T4
    If pay is hourly, bonused, commissioned, or overtime

If you are sole proprietor of your own business:

  • Notice of Assessment
    Most recent NOA summary of your received Tax Return
  • T1 General
    Most recent General Tax Return form
  • Statement of Business Activities
    Most recent T2125 Tax form
  • Confirmation of Payment
    If any taxes are owing, please provide confirmation of payment

If you own a business that is a corporation:

  • Notice of Assessment
    Most recent NOA summary of your received Tax Return
  • T1 General
    Most recent General Tax Return form
  • 2 Years of Financials
    Prepared by an accountant
Down Payment Documents

  • 90-day account history
    Bank account(s) where the down payment will be drawn from

Please ensure your name and account number are clearly identified on your account history.

As well, large deposits will always require a history of 90 days. If possible, it's best to leave money where it is instead than of moving it from account to account.

Subject Property
  • Accepted Offer to Purchase
    Of the property you are purchasing
  • MLS Listing - PDF
    Property details – your realtor can provide this information
  • Lease
    If applicable
  • Confirmation of Condo Fees
    If applicable
Your Banking Info
  • VOID Cheque
    Or Pre-Authorized Debit Form