Alberta Mortgage Rates

Keep more of your money — with our lower Alberta mortgage rates.

Your best mortgage rate can save you thousands. What are you waiting for?

Apply now to get your best rate — or give us a call, drop into one of our stores, or start a chat with Morgan our chatbot.

It's free and no obligation to see what we can do for you. Our rates are lower on average compared to the competition.

Whether you're looking for a home or vacation or investment property, our highly trained True North Mortgage brokers can get your best rate possible. Plus, we can explain the ins and outs of how lenders see your application and what you can do to get an even better rate.

And, if you have more complex mortgage needs that a traditional bank can't help you with — we have the flexibility to help find a short-term mortgage solution to see you through.

A few minutes with us could save you thousands.

We'll help you get the lowest rate possible for your situation. Our friendly mortgage brokers are knowledgeable, non-commissioned and able to pass along a volume discount to get your rate even lower, sometimes with your own bank. Our volume-based approach allows us to access a wide selection of lenders and products on your behalf — to help you save the most and reach your mortgage goals sooner.

Contact us today for your best mortgage savings.

The sooner you contact us, the sooner we can hold your rate.

Alberta mortgage interest rates are always changing — but we can hold your rates for up to 4 months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing stress-free service.

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Alberta's most trusted Mortgage Brokers

True North Mortgage proudly started in Alberta, and we now have several locations in Calgary and Edmonton (and across Canada). At True North Mortgage, our highly trained brokers are obsessed with saving you money, and ensuring your mortgage is handled well and done on time.

With the best tech and tools, we help you in the way that's most convenient for you. Visit one of our locations, give us a call, or apply online today. We even have mobile brokers who can come to you.

Alberta is apparently Strong and Free — but not its housing markets.

In June 2026, Alberta's average home sales remained on a downward trend, decreasing by -2.6% year over year, mostly weighed down by larger decreases in both Calgary (-4%) and Edmonton (-4%). Other centres posted gains, with Medicine Hat and Fort McMurray topping the list.

Despite the provincial sales slowdown, a slight increase in new listings saw some submarkets still favouring sellers, pushing the average home price up 2.8% to $537,505 compared to last June. Central AB was the exception, which saw a slight dip in home prices.

New listings grew on average, likely a result of warmer weather and falling oil prices. Grande Prairie and Medicine Hat recorded the highest new-listing gains at 20.8% and 17.7%, respectively, while the rest of the centres posted moderate increases ranging from 4.8% to 3.8%. Calgary and Central AB dropped 6% from the same month last year. 

Overall, the province registered in sellers market territory, with an SNLR (sales-to-listings ratio) of 62% — but still down 1.7% from the same month last year. 

The national slowdown in immigration is likely a factor in Alberta's decline in demand, alongside higher everyday prices and economic uncertainty.

Source: CREA Monthly News Release

Read more:
Housing Stats
Housing Market Forecast (2026-2029)
Rate Forecast (2025-2030)