Victoria Mortgage Rates

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Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Mortgage
Size
Term
Rates From
Payments as low as
1 Year Fixed
1.79%
$1678 /mo
2 Year Fixed
1.49%
$1678 /mo
3 Year Fixed
1.49%
$1678 /mo
4 Year Fixed
1.69%
$1678 /mo
5 Year Fixed
1.89%
$1678 /mo
5 Year Variable
1.24%
$1678 /mo
HELOC Open
2.95%
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments.


In a heated market, our lower rates help you save.

Victoria's real estate market, despite recent COVID-19 pandemic challenges, is facing steep growth and bid competition. Demand continues to outpace supply, especially in single-family homes. A desirable city to call home, experts predict that BC's capital will continue in a seller's market for a while to come.

Get the best rate AND mortgage solution.

More than just lower rates — thanks to our True North Mortgage volume discount that we pass along to you — we know the Victoria area and have the flexible mortgage solutions for your situation.

Our Victoria mortgage brokers have the experience to handle your unique situation. Our relationships with several accredited lenders means we work hard to find you the best deal — at no obligation. Time and time again, we find solutions for clients when others can't, which is one of the many reasons we have the most 5-star reviews throughout Canada.

We're here for you. We can complete your mortgage over the phone, in Victoria, in British Columbia, or in Canada. Apply now to get started, or give us a call.

Victoria Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.