Our 3.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

Barrie Mortgage Brokers

Our expert brokers can save you thousands.

You'll pay more if you deal with your bank. Apply with us instead, and you'll see the difference your better rate and mortgage make (along with our 5-star service!).

Barrie TNM City Page

True North Mortgage is Barrie's top broker.

We understand that buying a home is a major life decision — and we have your best mortgage rate around, sometimes from your own bank.

We work with a vast network of lenders (including our in-house CMHC-approved lender, THINK Financial), and our huge volume allows us to offer your lower rate (for which you need to qualify). We're so confident that we can beat any competitor's rate that we guarantee it — or we'll give you $500.

Our rates are 0.20% lower on average than the competition (here's the proof) — but we'll also get you the right product fit. Flexible mortgage options can save you even more in fees and penalties (watch out for those 'bargain-bin' rates you may see online!).

Get your trusted, stress-free mortgage experience today, with us!

A mortgage solution that fits your life.

Are you a first-time home buyer looking for a fast mortgage pre-approval and seamless process? That's our job, which we love. Along with helping you understand what you can afford, we'll arm you with information and numbers for your situation, such as down payment requirements, and programs and rebates available to help soften the financial blow.

Or maybe you need your next home, a vacation property, or an income-generating rental? Our highly trained experts have you covered with all types of mortgage solutions, including short-term solutions for more complex details that don't fit the traditional big bank mold. We have deep market experience to help you achieve your mortgage goals.

And when it's time to renew or refinance, your best rate and lender-fit matters here, too. Life is unpredictable, and we help you take the guesswork out of your mortgage process — while consistently helping you save a pile of cash.

Easy, breezy savings? We do that for you.

Need a fast pre-approval and your mortgage done right? We make it a breeze — for free, with no obligation. Our straightforward, insightful advice takes you from the beginning to 'home' with a smile. We happily answer all your questions and, of course, save you money (that's the best part!).

We're here to help you in Barrie — online, over the phone, via Morgan (our chatbot), or a broker can come to you.

We're more than mere mortgage experts. We're real people who care about your experience and provide the personalized mortgage service you need.

Kerolos Latfalla

True North Mortgage helps your 'home' dreams come true.

Expert service focused on saving you money and time.

Our expert brokers are unified, non-commissioned and salaried to offer unbiased advice — and the 5-star service we're known for (now to the tune of 15,000 amazing reviews from our clients). Getting a home is a major milestone, and we're proud to help you save and reach your goals. We're also here for a mortgage-savings relationship as long as you need it.

The best tools and tech.

We've created top-notch tools to help with your mortgage needs, from a convenient, easy online application form to cool calculators showing how the numbers add up. We're so easy to contact — with a state-of-the-art system that puts you first with email reminders, phone follow-ups, and the quick help you need to get your deal done, on time.

Free, unbiased advice — in your language.

We train and train and attract top broker talent who come from all walks of Canadian life. Our True North Mortgage Brokers haggle with the lenders for you, in your preferred language, so that you don't have to. It all comes together for your seamless mortgage process from beginning to end.

It's a no-brainer to talk to us to see what we can do for your mortgage needs!

If you find a better rate, we'll beat it

Barrie's Best Mortgage Rates

Your rate advantage is right here, with us!

Our friendly brokers work with several accredited lenders and pass along a volume discount to get you a better rate, sometimes even from your own bank. Our rates are 0.20% lower on average than big banks and other MFC lenders — so it's worth your while to talk to us.

Whether you prefer a variable or fixed mortgage rate (we can offer advice to help you decide), we'll show you the best rate and term based on your current situation and future plans.

Your best rate should come with better options.

We can offer targeted advice to improve your application to get an even better rate to lower your mortgage payments as much as possible.

Plus, it's important that your mortgage has transparent, flexible options to fit your financial goals. That way, you'll avoid any hidden fees or restrictions that can cost you more later. Or you'll be able to pay down your mortgage faster to save a lot on interest by the end.

Lock in your rate today.

Rates can change quickly, so if you're looking for a home, thinking of a mortgage change, or if your renewal is coming up, contact us now to lock in your rate for up to four months (depending on the lender). We'll make your mortgage journey a lot easier!

Get a helpful renewal reminder here. We can also call you back at a time that's right for you.

Barrie: A balanced market is in the (housing) cards.

Barrie, located at the heart of Simcoe County, has a population of over 149,300, and its location affords access to many of Ontario's top destinations. Barrie's housing market is expected to continue cooling in 2023, with softening sales and more inventory dealing up a more balanced market for buyers and sellers.

Take a read through some helpful mortgage topics and advice for the Barrie area:

Canada's best mortgage lives here.