Our 3.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

Fort McMurray Mortgage Brokers

Highly trained and unified, your mortgage didn't see us coming (with your best rate and better options).

We're the mortgage experts who are better than your bank — with lower rates than them, too.

Fort Mac Home cropped

Save cash on your mortgage in Fort McMurray.

We quickly find your best rate and lender fit and then pass along our volume discount to lower your rate even more (you'll need to qualify for your rate through the federal stress test).

We access thousands of products to help ensure you have flexible options with your great rate — it can save you on fees and higher penalties now and later. Don't go it alone with a big bank or rely on 'bargain-bin' rates you see online which can carry hidden fees and restrictions you don't expect.

We also have the flexibility that big banks don't have in finding a short-term mortgage solution that can help you transition with less stress.

Our friendly, highly trained True North Mortgage brokers will put you first for unparalleled service and an easy mortgage process, no matter how complicated your details. Unlike big banks, our focus is solely on you, and the lenders pay us, so you don't have to.

A few minutes with us could save you thousands. Give us a shout, today!

We know a thing or two about mortgages.

Because mortgages are all we do. We don't try to sell you other products (like a bank) and our tech and brokers are the best in the business because we're about your great mortgage experience. And we also know how to help you save thousands over your mortgage term.

Are you a first-time home buyer? You'll get pre-approved fast so that you know your numbers, and we'll help with great advice about the programs and rebates available to you or strategies to strengthen your application for an even better rate.

Have a renewal coming up, or want to refinance or buy a second home? Our highly-trained experts have the experience and knowledge to help you quickly find the product (and best rate) you need to achieve your mortgage and financial goals.

We understand that buying a home is a major life decision — and we're here to make it simple and stress-free.

We put you first (it's why you save the most).

Say goodbye to complicated mortgages. It's all we do, and we're highly trained to find your lowest rate and perfect mortgage fit to save a pile of cash.

Your simple, stress-free process means we get your deal done on time, and no matter your details, we have the experience to deal with hurdles quickly.

We put you first every step of the way, answering your questions and providing continual updates. It's why we have the most 5-star reviews in the business.

Dave Church

We have your true mortgage savings.

Expertise from mortgage brokers who care.

Say goodbye to being held captive by bank rates and hello to better mortgage options with True North. Our singular focus on mortgages and unparalleled expertise allow us to find you the lowest rate and best mortgage fit, saving you thousands in the long run. On average, we beat competitors' rates by 0.20% — here's the proof.

Top-reviewed mortgage brokers.

At True North, we have a passion for mortgages and a track record to match. With over 15,000 5-star reviews, our service in the mortgage business is truly unbeatable — we help you save (mortgage) money and help you every step of the way.

Seamless tech support.

Buying a home is a huge goal, and we make it easier with our top-notch tech and tools. Our online application form, helpful calculators, and digital-savvy client service system simplify your mortgage process for a smooth experience.

Trusted, unbiased advice (and it's free!).

We work with several banks, not just one. Our unified, salaried brokerage model means you get unbiased access to find your best fit, so you don't have to waste time and money going it alone. Ever tried to get advice from a bank or online-only mortgage service? Avoid their runarounds and out-of-touch service — nothing can help your savings and process more than our professional human support. We're faster at solving your mortgage needs!

Talk to us today, you could save thousands. You can even schedule a call-back at a time that works for you!

Find a better rate? We'll beat it or

Fort McMurray's Best Mortgage Rates

Get your best rate to help save a pile of cash.

Our expert True North Mortgage brokers are set up to offer your lowest rate possible. We regularly beat the big banks and other MFC lenders by an average of 0.20% (for years now) thanks to our volume discounts and targeted product advice. That 'ultra-low' rate you see on the web? It can come with sneaky restrictions and penalties that can cost you more, later.

Which rate type is your right choice?

The mortgage rate type you choose can have a big impact on your monthly budget and long-term savings. With a (typically) lower variable rate, you may save more over your mortgage term, but there is a risk of rising interest costs. On the other hand, a fixed rate offers peace of mind with consistent payments but may be slightly higher. We help you weigh your options for a clearer choice based on your financial details.

We can protect your rate today!

Mortgage rates are on the move. We can quickly pre-approve you to hold your rate for up to 4 months while you shop or make (mortgage) decisions.

Don't wait! Contact us today and know that we've got you covered! Need a friendly renewal reminder? We have that, too!

Fort McMurray: Housing market shifts to benefit buyers.

Commonly known as Fort Mac, this Northern Alberta city is considered the centre of Canada's oil production and supports a thriving local community. With growth and a 'shadow' population tied to oil and gas industry flux, Fort McMurray's 'permanent' population is currently over 76,000 in 2023.

Look through some helpful mortgage topics and advice for the Fort Mac area:

Save your money, it's no-brainer.