Our 3.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

Lloydminster Mortgage Brokers

Now's not the time to spend more on your mortgage rate.

Our expert brokers are proven to help save you more — with a simpler process.

Lloydminster TNM City Page

Mortgage brokers who are better than your bank.

Our friendly, highly trained True North brokers can save you (mortgage) cash — with a volume discount and targeted advice for the right product versus a one-size-fits-all choice at your bank. Our rates are proven to be 0.20% lower on average than the competition, and we provide the friendly service you need to solve your mortgage goals.

Don’t just take our word for it — check out our over 15,000 5-star client reviews.

Visit us, call or apply online today to get your best mortgage solution.

Get busy living or get busy saving (we help you do both).

Shopping for a home or owning one can raise a lot of questions about what to do next for your mortgage process. Whether it's your first home, your next one, your renewal is up, or you need to refinance for extra funds — we've got you covered.

Mortgages can be complex, but we help you simplify and streamline your deal, so you can get on with the more exciting things that go with owning a home (maybe you really like mowing the lawn or shovelling the driveway).

Our friendly True North Mortgage brokers are unified and salaried and deal with all the accredited lenders for you. Plus, we can access thousands of products for the right one for your situation, with your best rate (for which you qualify), to help you save thousands over the life of your mortgage.

Save money, time and stress — let us help you with your mortgage needs. You have better things to do.

Give us a shout or apply online today to start living your best mortgage experience.

Simply great service, for free.

Our highly trained brokers gather your details, outline the right numbers, and help you glide to the end of your approval process without a hitch. Have questions? We love those (it gives us a chance to show off what we know). Have a deadline? That's where we dig even deeper — attending to all your details, sending you timely updates and then celebrating with you (in spirit) when it's all done.

Get our unbeatable service at no cost and with no obligation — connect with us today!

Gurpreet Kaur

True North knows how to save you more.

Your best rate is why we exist.

Don't be held captive by bank rates — we can find your better rate to help you save thousands. Our singular focus on mortgages and unparalleled expertise allow us to find you the lowest rate and best mortgage fit, saving you thousands in the long run. On average, we beat competitors' rates by 0.20%.

Well, we also exist to put you first.

With over 15,000 5-star reviews, True North Mortgage is the trusted choice because our brokers are real people who care about helping with your mortgage needs and being your best service choice in Canada. Owning a home is a big deal, and we understand how important it is to you.

Tech makes us better.

Our best-in-class tech and tools help simplify your process and keep you connected with our expert 'human' support. From our online application form to our practical calculators that help you explore your mortgage numbers to our client service platform that simplifies and updates — we make your mortgage experience seamless.

Don't hesitate to contact us today. You could save thousands! Give us a shout or schedule a call-back at a time that works for you!

Lloydminster's Best Mortgage Rates

Your best rates live here.

We're obsessed with providing you with your lowest rates possible (for which you qualify through the federal stress test), beating the big banks by an average of 0.20% through our CMHC-approved, in-house lender, THINK Financial.

We can often lower your rate with your own bank, too. We do huge volume as the top mortgage brokerage, and we pass along rate discounts for your better rate.

Weigh your rate options.

Choosing the right mortgage rate type can have a big impact on your payments and goals. Variable rates are typically lower and may lead to more savings over the course of your mortgage, but they pose the risk of increasing interest costs if interest rates rise. A fixed rate offers stability with consistent payments but may come at a higher cost overall. Our expert brokers outline the pros and cons of both options based on your financial situation.

Hold your rate!

Rates can change quickly. Give us a shout or apply online to take advantage of a rate hold of up to 4 months (depending on the lender) while you take some time to decide.

Need a friendly renewal reminder? It can help you get a better rate when the time comes.

Lloydminster: High-value, buyer's housing market.

A tale of two cities (one city straddling two provinces), Lloydminster's population is currently over 31,000 in 2023. Known as 'Lloyd' or 'Border City,' this by-provincial community is bustling as a regional service hub with deep oil and agricultural industry connections. Its housing market leans to the buyer's side, with home prices trending slightly upward amid reducing inventory.

Looking for helpful mortgage topics and advice for the Lloyd area? Read more here:

Your mortgage savings, made easy.