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Please Note: Rates are only valid for subject properties located in Atlantic Canada
Today's rates

Fixed Mortgages - Closed

Term

Everyday Rate

Limited Rate

1 Year

Everyday Rate: 3.54%

  • 25 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • 30yr amortizations at 3.64%

Limited Rate: 3.39%

  • 30 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
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2 Year

Everyday Rate: 3.59%

  • 25 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • 30yr amortization @ 3.69%

Limited Rate: 3.39%

  • High Ratio Purchase Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
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3 Year

Everyday Rate: 3.59%

  • 25 year amortization and refinances available
  • 15% / 15%+ prepayment options.
  • 30 year amortization @ 3.69%

Limited Rate: 3.49%

  • High Ratio Only
  • 20% / 20%+ prepayment options. 
  • No Rentals or pre-approvals
  • Greater Halifax Only
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4 Year

Everyday Rate: 3.64%

  • 25 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments. 
  • 30 year amortization @ 3.74%

Limited Rate: 3.59%

  • High Ratio Purchase Only
  • 15% lump sum payments allowed.
  • 15% increase to regular payments. 
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5 Year

Everyday Rate: 3.59%

  • 30 year amortization and refinances available
  • 15% lump sum payments allowed
  • 15% increase to regular payments

Limited Rate: 3.34%

  • High Ratio Only
  • 20%/20% pre-payment options
  • Restricted product
  • Must close in 90 days
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10 Year

Everyday Rate: 4.34%

  • Refinancing available. 
  • 25 year amortization.
  • 15%+ lump sum payments allowed.
  • 15%+ increase to regular payments.

Limited Rate: 4.09%

  • Loan to Value restrictions apply. 
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Other conditions may apply
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Variable Mortgages - Closed

Term

Everyday Rate

Limited Rate

5 Year

Everyday Rate: 3.45%

  • 30 year amortization and refinances available
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.

Limited Rate: 2.75%

  • Prime -1.20%
  • High Ratio Only
  • Must close in 80 days
  • Greater Halifax Only
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Variable Mortgages - Open

Term

Everyday Rate

Limited Rate

HELOC

Everyday Rate: 4.45%

  • Prime +0.50%

Limited Rate: --

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