Toronto Mortgage Rates

Keep more of your money — we offer lower mortgage rates in the Toronto area.

After seeing an initial slowdown of housing market prices as a result of the COVID-19 pandemic, Greater Toronto real estate is seeing buyers take advantage of favourable borrowing costs. Low-rise options surrounding the City of Toronto are driving price growth, with demand still largely outpacing supply. With current high prices, first-time buyers, or those wishing to upsize, face challenges within Toronto's overheated markets.

Be ready for your investment — with our highly-trained True North Mortgage Brokers and our lowest possible mortgage rates in Toronto. We offer convenient locations and unified service for a streamlined process, while saving you thousands.

Get lower rates, even from your own bank.

True North Mortgage can offer you lower mortgage rates in the Toronto area. We have strong, established relationships with many lenders, and thanks to our volume discount, we can often offer you lower rates from your own bank. In fact, we can deal with them for you and find the best mortgage solution for your needs. Plus, we check with other banks to make sure you have the best rate-offer possible, guaranteed.

Don’t wait — hold your rate.

Toronto mortgage rates can change quickly; depending on the lender, we can hold your rates for up to four months. Whether a home, income property or a vacation investment, our mortgage brokers can save you money and find your best mortgage fit.

Visit us, call or apply online today.

Toronto Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you're planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can efficiently complete your mortgage anywhere you are in Canada — online, over the phone or at our store locations.