Toronto Mortgage Rates

Move into the housing market with our lower rates.

Over the past while, Toronto has had consistent appreciation in real estate market values, with trends showing migration from suburbs back to the core. With a multitude of investment offerings, this housing market may see changes, such as more first-time buyers or a shift to more-affordable options, such as townhouses.

Be ready for your investment—with our highly-trained mortgage brokers and our lowest possible mortgage rates in Toronto. We offer convenient locations and unified service for a streamlined process while saving you thousands.

Apply for your TrueRate in minutes.

Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Rates From
Payments as low as
1 Year Fixed
$1678 /mo
2 Year Fixed
$1678 /mo
3 Year Fixed
$1678 /mo
4 Year Fixed
$1678 /mo
5 Year Fixed
$1678 /mo
5 Year Variable
$1678 /mo
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments

Rates lower from your own bank.

True North Mortgage can offer you lower mortgage rates in Toronto. Your own bank? We can deal with them for you, and pass along our volume discount to get your rate lower. We’ll even check with other banks, to make sure you have the best rate-offer possible, guaranteed.

Don’t wait—hold your rate.

Toronto mortgage rates can change quickly; depending on the lender, we can hold your rates for up to four months. Whether a home, income property or a vacation investment, our mortgage brokers can save you money and find your best mortgage solution. Visit, call or apply online today.

Toronto Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.