Saskatchewan Mortgage Rates

Save thousands the easy way — with your lower mortgage rate in SK.

Homes and mortgages go hand-in-hand to get you into your dream home, or to buy a second home or an investment property. But it's important to save the most to reach your goals sooner and with less stress on your monthly budget.

We're obsessed with saving you more on rates and offering you a better choice than just settling for what your bank offers you. In fact, our rates are 0.18% lower on average compared to the competition (and have been for years).

We have strong relationships with a large network of lenders, so we're able to access a volume discount AND pass it directly on to you to lower your rate (for which you need to qualify through the federal stress test) — sometimes from your own bank.

Plus, you'll save more with a better mortgage to go with your great rate. We offer free, unbiased advice and fit you with the right product for your situation — whether your details and needs are straightforward or complex. You'll get personalized mortgage service from beginning to end for a simple, stress-free process.

Call us today, or apply online now to save more with your great rate.

Don't wait, we can hold your rate.

Rates can change quickly, and it only takes a few minutes for one of our friendly expert mortgage brokers to hold your rate for whatever you need — a pre-approval, renewal, or refinance.

We can hold your rates for up to 120 days (depending on the lender), and we'll ensure you get the flexible options you need for your mortgage future, to save even more.

Your best rate, with service that puts you first.

Our expert mortgage brokers work closely with you to understand your individual needs, in your preferred language. Not all advertised rates are available to everyone, so we'll help stress-test your finances and outline a better picture of what you can expect — with no obligation or cost.

We're salaried and non-commissioned, and have strong relationships with several accredited lenders. That means you get unbiased advice for the right mortgage that fits you, not the lender.

Our personalized mortgage service beats out the competition again, for over 19,000 5-star reviews from very happy clients. Give us a shout! No matter where you are in Saskatchewan, we're here to offer you a better mortgage experience.

Beneath Living Skies, Saskatchewan's housing market holds good value.

In August 2026, Saskatchewan's average provincial home sales were down 2.4% from the same month last year. The decline likely reflects growing economic uncertainty from higher oil prices and U.S. trade disruption. Most of the centres posted declines, ranging from -31.3% in Swift Current to -0.5% in Saskatoon. Prince Albert was flat, and Moose Jaw and Yorkton District saw sales increases.

Despite the overall sales decline, the province's average home price still rose 2.6% year over year to $369,457. Swift Current led the gains with almost a 29% bump. Only Moose Jaw and Battlefords saw home prices fall.

New listings rose across most of the province, ranging from +18% in Yorkton District to +7.6% in Regina. Prince Albert, Swift Current, and Moose Jaw reported declines, ranging from -26.2% to -1.7%.

The province remains in a seller's market, mostly because inventory is low relative to demand, with a 67% SNLR (sales-to-new-listings ratio), though it eased 4.5% from August last year. 

Saskatchewan's housing markets have lower average home prices than more expensive Canadian markets in the east and west, offering greater affordability, though salaries can often align with local market pricing. 

Source: CREA Monthly News Release

Read more:
Housing Stats
Housing Market Forecast (2026-2029)
Rate Forecast (2026-2030)