Saskatchewan Mortgage Rates

Save thousands the easy way — with your lower mortgage rate in SK.

Homes and mortgages go hand-in-hand to get you into your dream home, or to buy a second home or an investment property. But it's important to save the most to reach your goals sooner and with less stress on your monthly budget.

We're obsessed with saving you more on rates and offering you a better choice than just settling for what your bank offers you. In fact, our rates are 0.18% lower on average compared to the competition (and have been for years).

We have strong relationships with a large network of lenders, so we're able to access a volume discount AND pass it directly on to you to lower your rate (for which you need to qualify through the federal stress test) — sometimes from your own bank.

Plus, you'll save more with a better mortgage to go with your great rate. We offer free, unbiased advice and fit you with the right product for your situation — whether your details and needs are straightforward or complex. You'll get personalized mortgage service from beginning to end for a simple, stress-free process.

Call us today, or apply online now to save more with your great rate.

Don't wait, we can hold your rate.

Rates can change quickly, and it only takes a few minutes for one of our friendly expert mortgage brokers to hold your rate for whatever you need — a pre-approval, renewal, or refinance.

We can hold your rates for up to 120 days (depending on the lender), and we'll ensure you get the flexible options you need for your mortgage future, to save even more.

Your best rate, with service that puts you first.

Our expert mortgage brokers work closely with you to understand your individual needs, in your preferred language. Not all advertised rates are available to everyone, so we'll help stress-test your finances and outline a better picture of what you can expect — with no obligation or cost.

We're salaried and non-commissioned, and have strong relationships with several accredited lenders. That means you get unbiased advice for the right mortgage that fits you, not the lender.

Our personalized mortgage service beats out the competition again, for over 17,000 5-star reviews from very happy clients. Give us a shout! No matter where you are in Saskatchewan, we're here to offer you a better mortgage experience.

Beneath Living Skies, housing markets remain cool.

In January 2026, Saskatchewan's housing markets continue a winter cooling trend, with average provincial home sales down 2.5% year over year. The decline was driven by Prince Albert, Swift Current, and the Battlefords, while the province's major centres, Regina and Saskatoon, were the only markets to record sales gains.

Despite sales being down, the province's average home price rose 5.8% year over year to $354,458. Prince Albert and Swift Current led the growth, followed by Saskatoon and Battlefords. SK centres seeing price declines ranged from a 26.9% drop in Yorkton to a modest 0.2% decrease in Moose Jaw.

New listings increased across most of the province, keeping it in a seller's market with a 69% SNLR (sales-to-new-listings ratio) — down by 2% from the same month last year. Prince Albert and Yorkton were the only centres reporting balanced market conditions.

Much of Saskatchewan has lower average home prices than the more expensive markets in BC, AB, ON, and QC, offering Canadian home buyers better affordability for those seeking good value.

Read more:
Housing Stats
Housing Market Forecast (2026-2029)
Rate Forecast (2026-2030)