2026 Housing Stats

Canadian Housing Trends: Graphs and Resources

Learn if the housing industry and economic conditions are favouring buyers or sellers and whether home prices and sales are trending up or down.

The Canadian Real Estate Association (CREA) website gathers housing data for our nation, along with several reference points and opinions on what the data might mean.

The Canada Mortgage and Housing Corporation (CMHC) website also offers insight and various reports into past and future housing trends.

Plus, we have links to provincial and municipal real estate associations (listed below the graphs) to drill down to how housing markets are faring where you live or where you want to buy.

Links to provincial market stats:

• Alberta: https://www.albertarealtor.ca/...
• British Columbia: https://www.bcrea.bc.ca/tag-se...
• Manitoba: https://realestatemanitoba.com...
• New Brunswick: https://www.nbrea.ca/media-inq...
• Newfoundland: https://www.nlar.ca/mktrp
• Nova Scotia: https://www.nsrealtors.ca/NSRE...
• Prince Edward Island: https://www.peirea.com/blog/li...
• Quebec: https://apciq.ca/en/real-estat...
• Saskatchewan: https://saskatchewanrealtorsas...
• Ontario: https://www.orea.com/News-and-...

Northwest Territories, Nunavut, Yellowknife: https://www.cmhc-schl.gc.ca/en...

Links to stats for larger Canadian city centres:

• Vancouver: https://www.rebgv.org
• Calgary: https://www.creb.com
• Edmonton: https://realtorsofedmonton.com
• Regina: https://www.realestateofregina.com
• Winnipeg: https://realestatemanitoba.com
• Toronto: https://trreb.ca
• Ottawa: https://www.oreb.ca
• Montreal: http://ville.montreal.qc.ca
• Halifax: https://creastats.crea.ca/board/nsar

Mortgage Rate Resources

At True North Mortgage, we frequent Bank of Canada's website, particularly the bond trading prices.

HOW ARE MORTGAGE RATES SET?

• For variable rates, the Bank of Canada sets the policy rate that banks use to set their variable mortgage rates (not including lender discounts offered).
• Fixed rates are mainly influenced by Government of Canada 5-year bond yields which are used by banks to set their 5-year fixed rates (and other term lengths). If bond yields go up, 5-year fixed mortgage rates will typically soon follow.
• Read more here to learn how to watch bond yields to see where fixed rates are going.

Do the numbers tell the whole story?

Understanding the housing stats in your area and across Canada can help you make informed buying and selling decisions.

There may also be up and coming regulations or rate decisions to keep in mind.

Your home affordability is a factor, too. Our highly trained brokers can outline your numbers and offer effective financial strategies to time your move — and get your best rate and mortgage fit to help you save thousands.

Give us a shout anywhere you are in Canada for a fast pre-approval and to know where your (mortgage) finances stand.