3 Year Fixed term mortgage 2.14% - For Real.

No fees. Unbeatable rates. Renowned for service.

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We're here to help.

Our mortgage specialists are salaried and rigorously trained for unified, consistent service. We deal with the banks for you. No commissions, no pressure and no haggling.

We’re real people who care deeply about helping people finance their homes. 

Chat now or call 1-877-884-8245

Same Mortgage Products. Simply Better Rates.

Our low rates come from high volume and aren't "no-frills" products. We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you. Contact us today, we’re always here to chat about your mortgage needs.

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Home Trust
National Bank of Canada
CMLS Financial
Street Capital
Think Financial
Canadiana Financial Corp
Equitable Bank
First National
Radius Financial


1 Year
2 Year
3 Year


5 Year

Best Rates in Canada, Guaranteed.

True North Mortgage guarantees you the lowest fixed rate mortgage on your Canadian residential mortgage. You won't find a lower mortgage interest rate anywhere! Shop and Compare. If you find a better fixed mortgage rate we'll beat it or give you $500.

Learn more about the Guarantee.

Discover the nearest Location to you.

With 10 locations across the country, we are committed to providing our reputable, consistent and professional service for most regions. Our connections to every bank, give us an advantage. We pass along our volume discount to get your mortgage rates lower. Connect with us online, call us or stop by one of our locations to speak with one of our agents.

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We can't thank you enough for all of your help and patience with us as we pestered you with questions. This renewal/refinancing was the easiest we have ever done and it has been a pleasure to work with you. Thanks again!

The Highest Standards, The Happiest Customers.

The satisfaction of our clients is our top priority. Let our customers do the talking, and check-out what people are saying about us.

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True to our Service, True to you.

Our low rates matched with our impeccable service makes for an unbeatable combination. Honesty, purpose and efficiency are at the core of everything we do. We go the extra mile to earn your trust, save you thousands of dollars, and do the best to meet all your mortgage needs.

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Building Relationships to Save You Money.

Our agents will take the time to listen to your unique situation, explain the loan process and essentially help you define your needs. We will match you with the most appropriate lender. True North Mortgage often buys down rates to achieve a low rate. When a mortgage broker buys down the rates it involves sacrificing some of the commission paid by the lender to get clients the lowest possible rate.

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