Get great advice & save a pile of cash.

With better rates AND a better mortgage fit.

We're better than your bank. Get smart advice and save over $3,000 on average (ask about our cash back programs!). Applying is easy and fast — online, in-store, or by phone. It's literally a no-brainer.

Get started

It's time for a cash-happy mortgage.

What makes a piggybank smile? Your best mortgage rate to help you save thousands. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggybank will thank you.

Request a Call or Apply Now

Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

They're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while they deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? They're ready for that (it goes hand-in-hand with saving you a pile of cash).

Get a call back

Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

Find a store close by

Talk to a broker in your preferred language

Mortgage now, make decisions later.

Welcome to mortgage freedom. Our No Commitment Mortgage is an exclusive, fully-open product that comes with no restrictions, a low variable rate — and lots of savings. It’s yet another innovative product we've tailored to your needs.

No Commitment Mortgage

Making mortgages easy breezy for over 15 years.

We’ve been happily giving our clients better rates, the easy way, for over 15 years. Meanwhile, big banks charge higher rates and fees, and start-ups come and go. We're still here, making light work of your mortgage.

Explore our great online tools

Trusted in Canada with the most 5-Star Reviews in the Industry.

Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

Read Reviews

Filled the application on the website, within 10 minutes was speaking with Rohit Sachdeva. He made the experience a very positive one, answered all my questions promptly by email or phone. I definitely recommend True North Mortgage.
– Jason L., January 2022

The process of switching my mortgage was made easy by TNM. Excellent communication and explanation. Received a much better rate, and will save thousands in the long haul.
– Dino S. from BC, October 2021

Cezary Lopatowski stepped up to the plate to get the deal done with tight deadlines during the holidays. The rate was absolutely amazing. One of the best customer experiences in any industry. Highly recommend.
– Devake H. from ON, February 2022

Superb customer service and a super rate! I would highly recommend Sharon Li. Thank you for all the work you did to make this an easy and non-stressful experience. Her genuine warmth and care came through in the emails :).
– Karen B., February 2022

We’ve helped Canadians arrange over $15 billion in mortgages.

True North Mortgage does more volume than any other broker — giving us access to the best possible rates from lenders. Plus, to get your rate even lower, we regularly sacrifice a portion of the commission paid by the lender to pass it on to you.

Easily get a better rate than your bank, from your bank