The best mortgage rates in Canada.
Who wants to save thousands? Or have a more flexible mortgage solution? Our guess is you.
Get your BEST rate and better mortgage fit thanks to our exceptional 5-star service. Watch your savings add up and your stress ease down.
The lowest mortgage rates around.
Canadians (like you) are looking for relief from today’s volatile rates.
Our low-rate, short-term Rate Relief® product can offer you 6 months of budget room to cope with extras, like closing costs and home expenses. You’ll be able to lock into a great rate and flexible mortgage for your next term.
Learn more about Rate Relief
It's time for a cash-happy mortgage.
What makes your piggy bank smile? Your best mortgage rate to help you save lots of money. And what makes you, our client, smile? Getting the right mortgage solution to go with it.
Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.
Talk to us — it's a no-brainer. Your piggy bank will thank you.
Don't fit the mortgage mold? We can help.
Big banks aren't big on flexibility. We are. Our highly trained brokers have access to so many lenders and products to help simplify your (mortgage) life.
For a straightforward mortgage application or a complex one — we take all your details into consideration because we can.
Unbiased, expert advice. Completely free.
Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.
We're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while we deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.
Have a ton of questions? We're ready for that (it goes hand-in-hand with saving you a pile of cash).
Online, in-store & over the phone
We're here for you. Get the right advice for the largest financial decision of your life.
Making mortgages easy breezy for over 19 years.
We've been happily giving our clients better rates, the easy way, for many (mortgage) years. Meanwhile, big banks charge higher rates and fees, and online-only startups can't begin to match our savings service. We're still here, making light work of your mortgage.
Try our famous mortgage calculators!
Trusted in Canada with the most 5-Star Reviews in the Industry.
Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.
We’ve helped Canadians arrange over $30 billion in mortgages.
True North Mortgage does more volume than any other broker — giving us access to the best possible rates from lenders. Plus, to get your rate even lower, we regularly sacrifice a portion of the commission paid by the lender to pass it on to you.
very helpful mortgage tools, just for you
Compare & Save Calculator
See for yourself how much you can save with our lower rates.
Mortgage Payment Calculator
See what your monthly payment could be, with our quick and accurate calculator.
Mortgage Renewal Reminder
Renewal time already? That was fast. Get a reminder to save a pile of cash.
Recent blogs and pages
Mortgage Rate Forecast (2025-2027)
Continually updated. Where rates may go now and later — and what’s driving them.
How Trump's Tariffs Could Impact Mortgage Rates in 2025
Will trade disruptions drive mortgage rates lower, even if inflation goes higher?
Worried about your renewal?
Higher rates painting you into a budget corner? Get help to find a way out.
Morcado
A market first. True North Mortgage now brings direct residential mortgage investment to everyday Canadians.
Should you choose a variable rate in 2025?
How to decide between variable-rate FOMO or JOMO? We can help.
Need to Spring Some Funds?
As the flowers bloom this spring, so can the need for extra funds. Time for a refinance?