Get great advice & save a pile of cash.
Our clients save over $3,000 on average.
Get more knowledgeable advice and better rates than the banks, all done remotely.
More than Better Rates, Better Mortgages.
A great rate doesn’t need to mean "no-frills". By doing huge volume we simply get better rates on the otherwise identical mortgages. We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you. We’re always here to chat about your mortgage needs.
5 Year
-
Fixed
Term from
1.99%
Apply for your TrueRate in minutes.
Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate
Mortgage
Size
Size
Term
Rates From
Payments as low as
1 Year
Fixed
2.19%
$1678
/mo
2 Year
Fixed
2.09%
$1678
/mo
3 Year
Fixed
2.09%
$1678
/mo
4 Year
Fixed
2.19%
$1678
/mo
5 Year
Fixed
1.99%
$1678
/mo
5 Year
Variable
1.79%
$1678
/mo
HELOC
Open
2.95%
$1678
/mo
*Illustration purposes only. Use our Morgage Calculator for accurate payments
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If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
Unbiased, expert advice. Completely free.
Our mortgage specialists are salaried and rigorously trained for unified, consistent service. We deal with the banks for you, no pressure and no haggling. Because our specialists don’t work on commission, they can give truly unbiased advice. We’re just real people who care deeply about helping people finance their homes.
In-store and Online
We make it easy to talk to a mortgage expert about the largest financial decision of your life.
Trusted in Canada with The Most 5 Star Reviews in the Industry.
The satisfaction of our clients is our top priority. Let our customers do the talking, and check-out what people are saying about us.
The interest rate we received from True North was, quite frankly, incredible. I actually thought it was a typo at first! If I could rate them higher than five stars, I would!
We’ve helped Canadians arrange over $11 Billion in mortgages.
By doing more volume than any other broker, we have access to the best possible rates from lenders. True North Morgage additionally sacrifices a portion of the commission paid by the lender on a regular basis to lower that rate even further for their clients.