The best mortgage rates in Canada.

Who wants to save thousands? Or have a more flexible mortgage solution? Our guess is you.

Get your BEST rate and better mortgage fit thanks to our exceptional 5-star service. Watch your savings add up and your stress ease down.

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The lowest mortgage rates around.

Canadians (like you) are looking for relief from today’s volatile rates.

Our low-rate, short-term Rate Relief® product can offer you 6 months of budget room to cope with extras, like closing costs and home expenses. You’ll be able to lock into a great rate and flexible mortgage for your next term.

Learn more about Rate Relief

It's time for a cash-happy mortgage.

What makes your piggy bank smile? Your best mortgage rate to help you save lots of money. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggy bank will thank you.

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Don't fit the mortgage mould? Compass can help.

Introducing Compass Mortgage™ — an alternative mortgage product designed for greater approval flexibility to fit you where you live.

When traditional lenders won't bend, we consider a broader set of application details, including non-traditional income sources, extended income ratios, and more complex financial situations.

Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

We're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while we deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? We're ready for that (it goes hand-in-hand with saving you a pile of cash).

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Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

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Making mortgages easy breezy for over 19 years.

We've been happily giving our clients better rates, the easy way, for many (mortgage) years. Meanwhile, big banks charge higher rates and fees, and online-only startups can't begin to match our savings service. We're still here, making light work of your mortgage.

Try our famous mortgage calculators!

Trusted in Canada with the most 5-Star Reviews in the Industry.

Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

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I cannot recommend Susheel highly enough! He was incredibly professional, efficient, and proactive throughout the entire mortgage process. They locked in a fantastic rate and kept us updated every step of the way. He made the entire transaction seamless and stress-free. Five stars all the way!
– Ivan from ON, June 2026

Israel Mina was my consultant. He made sure this directions were clear and concise with everything I needed to provide and gave me full transparency during the process. As a result I was able to purchase my home in a private sale. Thank you for your professionalism and honesty. I would recommend True North Mortgages to anyone as a broker.
– Joe from BC, June 2026

We worked with Brendan for our very first home purchase. He was absolutely great to work with! I would recommend him to anyone who is thinking about using True North! He was transparent, helpful, and so patient with us (considering we had no idea what we were doing, so we had a million questions for him). We are feeling super lucky we ended up with Brendan!
– Dayna from NS, May 2026

We worked with Mohammad Chowdhury at True North Mortgage for our new‑home mortgage. He helped us secure the right mortgage with the best available rates. We appreciate his professionalism and would recommend him to others.
– Adarsh from AB, May 2026

This was our first time trying a mortgage renewal process with True North, Sam Chen was absolutely incredible to deal with through our mortgage renewal and the HELOC after that, always answered any questions we had in a very timely matter and would take a phone call if needed, Thanks Sam and True North Mortgage for everything, it was a pleasure dealing with you.
– Gerry from AB, May 2026

We’ve helped Canadians arrange over $33 billion in mortgages.

Big-volume brokerage. One brand. Canada-wide.

True North Mortgage gives you a single point of access to the best possible rates from multiple lenders. To get your rate even lower, we regularly buy down your rate, sacrificing what we make to pass it on to you.

Easily get a better rate than your bank, from your bank