Get great advice & save a pile of cash.

With better rates AND a better mortgage fit.

We're better than your bank. Get smart advice and save over $3,000 on average (ask about our cash back programs!). Applying is easy and fast — online, in-store, or by phone. It's literally a no-brainer.

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It's time for a cash-happy mortgage.

What makes a piggybank smile? Your best mortgage rate to help you save thousands. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggybank will thank you.

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Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

They're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while they deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? They're ready for that (it goes hand-in-hand with saving you a pile of cash).

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Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

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Making mortgages easy breezy for over 15 years.

We’ve been happily giving our clients better rates, the easy way, for over 15 years. Meanwhile, big banks charge higher rates and fees, and start-ups come and go. We're still here, making light work of your mortgage.

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Trusted in Canada with the most 5-Star Reviews in the Industry.

Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

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Johnson Fong provided outstanding service. Not only did he get me the best rate possible (my mortgage lawyer was shocked to see such a lower rate at the time of closing), he was available for every single annoying query I had. Impeccable!
– Mrinal, August 2022

Tina Kha was absolutely fantastic to work with! She went out of her way to accommodate our timeline and needs and provided excellent communication the entire time. We got a great rate as well after facing many hurdles with the big banks.
– Hira, August 2022

Cezary Lopatowski stepped up to the plate to get the deal done with tight deadlines during the holidays. The rate was absolutely amazing. One of the best customer experiences in any industry. Highly recommend.
– Devake H. from ON, February 2022

Superb customer service and a super rate! I would highly recommend Sharon Li. Thank you for all the work you did to make this an easy and non-stressful experience. Her genuine warmth and care came through in the emails :).
– Karen B., February 2022

We’ve helped Canadians arrange over $15 billion in mortgages.

True North Mortgage does more volume than any other broker — giving us access to the best possible rates from lenders. Plus, to get your rate even lower, we regularly sacrifice a portion of the commission paid by the lender to pass it on to you.

Easily get a better rate than your bank, from your bank