The best mortgage rates in Canada.

Who wants to save thousands? Our guess is you.

Get your BEST rate and better mortgage fit thanks to our exceptional 5-star service. And watch your savings add up.

Rate Relief 3 Rates

The lowest short-term mortgage rates around.

Canadians (like you) are looking for relief from today’s volatile rates.

Our short-term Rate Relief™ products can offer you budget room with up to a year of lower payments to cope with extras like closing costs and home expenses. You’ll be able to lock into a great rate and flexible mortgage for your next term.

Learn more about Rate Relief

It's time for a cash-happy mortgage.

What makes your piggy bank smile? Your best mortgage rate to help you save lots of money. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggy bank will thank you.

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Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

We're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while we deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? We're ready for that (it goes hand-in-hand with saving you a pile of cash).

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Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

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Making mortgages easy breezy for over 17 years.

We've been happily giving our clients better rates, the easy way, for many (mortgage) years. Meanwhile, big banks charge higher rates and fees, and online-only startups can't begin to match our savings service. We're still here, making light work of your mortgage.

Try our famous mortgage calculators!

Trusted in Canada with the most 5-Star Reviews in the Industry.

Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

TNM Happy Client 5-Star Reviews

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After a divorce left my credit rating in the dumps, Kelly Boyles helped me so much. She found my best rate when my credit was low and her tips to improve over time got me the best rate on the market at renewal! I HIGHLY recommend Kelly and the True North team!

– Keir from PEI, January 2023

Mukul Sood helped with my first mortgage, he was fantastic. Any questions I had, he took the time to answer, and regularly checked with me to make sure everything was going smooth. He even got me a rate below current interest rates. I recommend him 10/10!

– Brandon from AB, January 2023

We had an amazing advisor in Maria Jao. One of the big banks was putting lots of restrictions on our application. Maria helped us get a much better variable rate and then helped us lock into a fixed rate later. Prompt responses, pleasant and smooth process — thanks Maria and True North!

– Vinay from ON, December 2022

Rohit Sachdeva was exceptional in guiding us with our first mortgage and securing a lower interest rate which we really appreciated! Rohit took the time, all hours of the day, and was so professional at breaking down the steps for us. Thank you, Rohit!!

– Khrista from SK, December 2022

I worked with Michael Lanthier. He was great at answering my millions of questions as a first-time home buyer. He managed to get me an even lower rate just 2 days before my closing and still got everything done on time. 100% would recommend!

– Deneb from ON, December 2022

We’ve helped Canadians arrange over $20B billion in mortgages.

True North Mortgage does more volume than any other broker — giving us access to the best possible rates from lenders. Plus, to get your rate even lower, we regularly sacrifice a portion of the commission paid by the lender to pass it on to you.

Easily get a better rate than your bank, from your bank