Our 3.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

Mortgage Calculators

The right tools to help you understand your mortgage costs.

Take a spin through our calculators. Then apply online, give us a call or stop by one of our store locations. Our friendly, expert brokers will answer all your questions and take you through our easy mortgage process.


Payment Calculator

How much will your mortgage payments be? Use our True North Mortgage Payment Calculator for a fast, accurate idea of how the numbers line up and impact your payment.



Compare & Save Calculator

You'll save with our lower rates — see just how much with our built-for-you calculator that compares our rates with standard rates. More than just the interest saved, you'll see how much more principal you'll put down over the term plus the difference in monthly payments.



Affordability Calculator

How much house can you afford? Get a quick idea with our Affordability Calculator, for your ball-park pre-approval numbers. Your mortgage amount is determined by household income, expenses, current obligations and ability to make payments based on the Government of Canada stress-test rate.


CMHC Calculator

Calculate CMHC insurance premiums for your mortgage.


Land Transfer Tax Calculator

Calculate Land Transfer Taxes for your area. This mortgage closing cost varies by province, or city.


Pre-Payment Analyzer

Want to pay down your mortgage faster? Try out different payment frequencies or how lump sum pre-payments could take years off your amortization. Need a more flexible mortgage? Talk to us!