Helping you understand the costs
*RECENTLY UPDATED* Use the True North Mortgage Payment Calculator to quickly and accurately determine your monthly mortgage payments. Determine your minimum down payment and mortgage insurance premiums.
*NEW* Visualize the considerable savings of a lower mortgage rate. It's more than just the interest saved. Our calculator also shows you interest saved, how much more principal will be paid over the term and difference in monthly payments.
*NEW* Use the True North Mortgage affordability calculator to quickly get an estimate of what you can afford. Your mortgage amount is determined by household income, expenses, current obligations and ability to make payments based on the Government of Canada stress-test rate.