Land Transfer Tax and Title Fee Calculator

An LTT and Title Fee Snapshot

Here are the current Land Transfer Taxes or Title Fees by province and links to the government fee pages, if available.

Please note these numbers can change, so be sure to talk to one of our friendly, expert True North Mortgage brokers for an accurate picture based on how much house you're hunting for and the possible rebates you can get to help cover the costs.

British Columbia

Land Transfer Tax
Up to $200K – 1% of fair market value
From $200K to $2M – 2% of fair market value
Over $2M – 3% of property value
Over $3M – Additional 2% for residential properties (5% total)

Additional LTT (see here for refund eligibility):
Foreign entities and taxable trustees

Alberta

New fees effective October 20, 2024:

Land Title Transfer Fee
$50 base fee, plus $5 per every $5K of fair market value; extra title $15

Mortgage Registration Fee
$50 base fee, plus $5 per every $5K of principal mortgage amount; extra title $5

Saskatchewan

Title Transfer Fee
Under $500 – No charge
From $500 to $6,300 – $25
Over $6,300 – 0.4% of property value

Mortgage Registration Charge:
Up to $250K – $180
From $250K to $500K – $250
From $500K to $750K – $500
From $750K to $1M – $750
Over $1M – $1,000

Manitoba

Land Transfer Tax
Up to $30K – No charge
From $30K to $90K – 0.5% of fair market value
From $90K to $150K – 1% of fair market value
From $150K to $200K – 1.5% of fair market value
Over $200K – 2% of fair market value

Ontario

Provincial Land Transfer Tax (PLTT)
Up to $55K – 0.5% of purchase price
From $55K to $250K – 1% of purchase price
From $250K to $400K – 1.5% of purchase price
Over $400K to $2M – 2.0% of purchase price
Over $2M - 2.5%

City of Toronto (MLTT) (these are the same pay structure as PLTT and in addition)
Up to $55K – 0.5% of purchase price
From $55K to $250K – 1% of purchase price
From $250K to $400K – 1.5% of purchase price
From $400K to $2M – 2% of purchase price
Over $2M – 2.5%
Over $3M – 3.5%
Over $4M – 4.5%
Over $5M – 5.5%
Over $10M – 6.5%
Over $20M – 7.5%

City of Toronto Municipal Non-Resident Speculation Tax

10% of the property purchase amount

Québec

Real Estate Transfer Tax (taxe de Bienvenue) is charged by municipality, but generally are as below:
Up to $55,200 – 0.5% of property value
From $55,200 to $276,200 – 1% of property value
Over $276,200 – 1.5% to 3% of property value

Montreal Property Transfer Duties
Up to $61,500 – 0.5%
From $61,500 to $307,800 – 1.0%
From $307,800 to $552,300 – 1.5%
From $552,300 to $1,104,700 – 2%
From $1,104,700 to $2,136,500 – 2.5%
From $2,136,500 to $3,113,000 – 3.5%
Over $3,113,000 – 4%

New Brunswick

Real Property Transfer Tax. A charge of 1% of assessed value of property.

Nova Scotia

Municipal Deed Transfer Tax
Halifax Metro – 1.5% on total property value
Outside Halifax County – Varies by municipality, approx. 1% to 1.5%

Prince Edward Island

Real Property Transfer Tax. A charge of 1% of the greater of purchase price or property value, with no charge on property values of less than $30K.

Newfoundland and Labrador

Registration of Deeds Fee. A base fee of $100, plus approx. 0.4% on the amount over $500.00.

Yukon Territory

Transfer Fee
Under $100K – $50
$100K to $500K – $150
$500K to $3M – $350
Over $3M – $550 to $750

Assurance Fee
The assurance fund fee is $20 for the first $10K, plus $10 for each $10K or portion thereof, of additional declared value since the last transfer was registered or title was issued.

Mortgage Fee
Under $100K – $50
$100K to $500K – $100
$500K to $1M – $200
$1M – $5M – $400
Over $5M – $600 to $1K

Northwest Territories

Title Registration Fee
A percentage of property value and mortgage amount, charged approximately as:
$2.00 for every $1K with a base fee of $100
$2K plus $1.50 for every $1K of value in excess of $1M.

Mortgage Fee. A base of $80 and $1.50 for every $1K of the mortgage amount.

Nunavut

Territory Registration Fee
Based on property values, properties less than $1M are charged $1.50 for every $1K of value, subject to a minimum fee of $60.
For properties more than $1M, the fee is $1,500 plus $1.00 for every $1K over $1M.