Alberta Mortgage Rates
Our lower rates can make a difference.
In recent years, Alberta’s thriving economy has been spurred by its energy-related industries, as well as a significant influx of workers and their families. Alberta’s housing market is becoming increasingly competitive, with prices appreciating every year.
Our mortgage brokers can help you handle the higher, sustained real estate values by providing the lowest current mortgage rates in Alberta—even from your own bank. Our volume-basis rate discount means you can save thousands on your home, income property or vacation investment. Visit us, call or apply online today.
The sooner you contact us, the sooner we can hold your rate.
Alberta mortgage interest rates can fluctuate—we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.04%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.99%
- 25yr Maximum Amortization
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Apply Now
Hold your rate
2 Year
Everyday Rate: 3.19%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (3.24% for 120 days)
Limited Rate: --
Apply Now
Hold your rate
3 Year
Everyday Rate: 3.44%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
- 90 day rate hold (3.49% for 120 days)
Limited Rate: 3.19%
- High Ratio Purchase Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
- Region restrictions may also apply
Apply Now
Hold your rate
4 Year
Everyday Rate: 3.54%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (120 days @ 3.59%)
Limited Rate: 3.49%
- High Ratio Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Apply Now
Hold your rate
5 Year
Everyday Rate: 3.64%
- 25 year amortization and refinances available
- 15% lump sum payments allowed
- 15% increase to regular payments
- 30yr amortizations at 3.69%
Limited Rate: 3.19%
- High Ratio Only
- 20%/20% pre-payment options
- Bona-fide Sales Clause
- Must close within 90 days
Apply Now
Hold your rate
10 Year
Everyday Rate: 4.19%
- 30 year amortization available.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 3.89%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Apply Now
Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.45%
- Prime -1.15% (based on prime rate of 3.60%)
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
- 30yr amortizations at 2.55%
Limited Rate: 2.15%
- Prime -1.30%
- High Ratio Purchase Only
- Bona fide sales clause
- Must close in 40 days
Apply Now
Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
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