Alberta Mortgage Rates
Our lower rates can make a difference.
In recent years, Alberta’s thriving economy has been spurred by its energy-related industries, as well as a significant influx of workers and their families. Alberta’s housing market is becoming increasingly competitive, with prices appreciating every year.
Our mortgage brokers can help you handle the higher, sustained real estate values by providing the lowest current mortgage rates in Alberta—even from your own bank. Our volume-basis rate discount means you can save thousands on your home, income property or vacation investment. Visit us, call or apply online today.
The sooner you contact us, the sooner we can hold your rate.
Alberta mortgage interest rates can fluctuate—we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 1.98%
- 30 year amortization maximum, 25 year on High Ratio
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- Purchase or Refinance Only
Limited Rate: --
Apply Now
Hold your rate
2 Year
Everyday Rate: 2.24%
- 30 year amortization maximum, 25 year on High Ratio
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.09%
- 30 year amortization maximum, 25 year on High Ratio
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Apply Now
Hold your rate
3 Year
Everyday Rate: 2.39%
- 30 year amortization maximum.
- 15% / 15%+ prepayment options.
Limited Rate: 1.99%
- High Ratio Purchase Only
- Conventional Purchase and Refi at 2.09%
- 20% / 20%+ prepayment options.
- Must close in 40 days
- Live deal only, No pre-approvals
Apply Now
Hold your rate
4 Year
Everyday Rate: 2.44%
- 30 year amortization maximum, 25 year on High Ratio
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.29%
- 30 year amortization maximum, 25 year on High Ratio
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Not available on rentals
Apply Now
Hold your rate
5 Year
Everyday Rate: 2.49%
- 15% lump sum payments allowed
- 15% increase to regular payments
- Pre-approvals available
Limited Rate: 2.24%
- No Pre-approvals, Must close in 80 days
- High Ratio Purchase and Renewals
- Renewals with existing CMHC & CG Insurance Only
- 20% lump sum and 20% increase your payment options
- New Business Only
Apply Now
Hold your rate
10 Year
Everyday Rate: 3.59%
- 30 year amortization maximum.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: --
Apply Now
Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.30%
- Prime - 0.40%
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 1.95%
- 20% lump sum & 20% increase to regular payments
- High Ratio Purchase
- High Ratio Switch (CG or CMHC Only)
- Owner Occupied Properties Only
- Must close within 80 days, No Pre-approvals
Apply Now
Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
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