Alberta Mortgage Rates

Apply for your TrueRate in minutes.

Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Mortgage
Size
Term
Rates From
Payments as low as
1 Year Fixed
1.79%
$1678 /mo
2 Year Fixed
1.49%
$1678 /mo
3 Year Fixed
1.49%
$1678 /mo
4 Year Fixed
1.69%
$1678 /mo
5 Year Fixed
1.89%
$1678 /mo
5 Year Variable
1.24%
$1678 /mo
HELOC Open
2.95%
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments.

We'll beat any competitor's offer

Alberta's real estate market, on the upswing.

Across Alberta, the housing market is showing signs of gaining strength. Despite a mixed-bag of fresh economic challenges resulting from the COVID-19 pandemic and energy sector volatility, buyers are wading back into the market. Home inventories are falling for the first time in months, not just in the major centres of Calgary and Edmonton, but in centres and towns throughout our province.

While first-time buyers can still benefit from historically low mortgage rates, they now have to pass the new stress-test implemented by the federal government. These new rules mean that mortgage rates truly have to be tailored to every client in today's market.

Get the best mortgage rate in Alberta.

If you're looking out looking for a home or vacation property, apply now and our True North Mortgage brokers can find your best rate possible. Plus, we can explain the ins and outs of the latest rules and how they may affect your house-hunting goals.

A few minutes with us could save you thousands.

We'll help you determine the lowest rate possible for your situation. Our mortgage specialists are knowledgable and commission-free, and are able to pass along a volume discount to get your rate even lower, with no obligation. In fact, our volume-based approach allows us to access a wide selection of lenders, even your own bank, to get the best rate.

Contact us today for the best rate and perfect mortgage fit.

The sooner you contact us, the sooner we can hold your rate.

Alberta mortgage interest rates are rising — but we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.

Get Pre-Approved now

Learn more about Mortgage Pre-Approval


Alberta’s most trusted Mortgage Brokers

True North Mortgage proudly started in Alberta, and we now have several locations in Calgary and Edmonton. Whether you reside in Alberta, or anywhere in Canada, at True North Mortgage, our highly-trained specialists have access to a vast array of mortgage options and can help you through the process. In fact, we can complete your mortgage needs completely over the phone. Visit one of our locations, or call us today.

Alberta Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.