Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.54%
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 30yr amortizations at 3.64%
Limited Rate: 3.39%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
2 Year
Everyday Rate: 3.59%
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 30yr amortization @ 3.69%
Limited Rate: 3.39%
- High Ratio Purchase Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
3 Year
Everyday Rate: 3.59%
- 25 year amortization and refinances available
- 15% / 15%+ prepayment options.
- 30 year amortization @ 3.69%
Limited Rate: 3.39%
- High Ratio Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
- Must close in 120 days
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Hold your rate
4 Year
Everyday Rate: 3.64%
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 30 year amortization @ 3.74%
Limited Rate: 3.59%
- High Ratio Purchase Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
5 Year
Everyday Rate: 3.59%
- 30 year amortization and refinances available
- 15% lump sum payments allowed
- 15% increase to regular payments
Limited Rate: 3.29%
- High Ratio Only
- 20%/20% pre-payment options
- Must close in 40 days
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Hold your rate
10 Year
Everyday Rate: 4.34%
- Refinancing available.
- 25 year amortization.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 3.89%
- Loan to Value restrictions apply.
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 3.45%
- 30 year amortization and refinances available
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Limited Rate: 2.70%
- Prime -1.25%
- High Ratio Only
- Must close in 40 days
Apply Now
Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
Get the Best Mortgage Rate in Alberta
With mortgage rates on the rise and the majority of Alberta housing markets seeing home prices settling down to 2013/2014 levels, it’s more important than ever to ensure you are saving the most with your Mortgage. While first-time buyers can benefit from lower prices and historically low mortgage rates, they now have to pass the new stress test implemented by the federal government. Along with the stress test, new rules mean that mortgage rates truly have to be tailored to every client in todays market.
Find out mortgage insurance changes things, and get some clairity on rate options.
Your Personal Mortgage Rate
Our lowest advertised rates may not be available to all clients available to all buyers for all properties; not just on our site, but across the internet. Along with the stress test, regulations impact the way rates work; Now your rate is affected by the downpayment amount in proportion to the overall mortgage size, your credit score, and even purchase timelines.
Our mortgage brokers can help you understand your exact rate will be with no obligation. We are committed to help Albertans secure the lowest mortgage rate and best product for every situation. Our volume based approach allows us to do this with a wide selection of lenders - in some cases, even with your own bank! This means you can save thousands on your home, income property or vacation investment.
Visit us, call or apply online, right now.
The sooner you contact us, the sooner we can hold your rate.
Alberta mortgage interest rates are rising — but we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.
Alberta’s most trusted Mortgage Brokers
True North Mortgage started in Alberta, and we have several stores in Calgary and Edmonton. We know you value excellent service in-person or on the phone. True North Mortgage can provide mortgages anywhere in Alberta, or anywhere in Canada, over the phone. Visit one of our locations today, or call us today.
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