Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate*Illustration purposes only. Use our Mortgage Calculator for accurate payments
If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
With mortgage rates on the rise and the majority of Alberta housing markets seeing home prices settling down to 2013/2014 levels, it’s more important than ever to ensure you are saving the most with your Mortgage. While first-time buyers can benefit from lower prices and historically low mortgage rates, they now have to pass the new stress test implemented by the federal government. Along with the stress test, new rules mean that mortgage rates truly have to be tailored to every client in today's market.
Find out mortgage insurance changes things, and get some clarity on rate options.
Our lowest advertised rates may not be available to all clients available to all buyers for all properties; not just on our site, but across the internet. Along with the stress test, regulations impact the way rates work; Now your rate is affected by the downpayment amount in proportion to the overall mortgage size, your credit score, and even purchase timelines.
Our mortgage brokers can help you understand your exact rate will be with no obligation. We are committed to helping Albertans secure the lowest mortgage rate and the best product for every situation. Our volume-based approach allows us to do this with a wide selection of lenders - in some cases, even with your own bank! This means you can save thousands on your home, income property or vacation investment.
Visit us, call or apply online, right now.
Alberta mortgage interest rates are rising — but we can hold your low mortgage rates for up to four months (depending on the lender). Plus, we can offer you flexible mortgage solutions that fit your needs, all while providing exceptional, unified service.
Pre-qualify now.
True North Mortgage started in Alberta, and we have several stores in Calgary and Edmonton. We know you value excellent service in-person or on the phone. True North Mortgage can provide mortgages anywhere in Alberta, or anywhere in Canada, over the phone. Visit one of our locations today, or call us today.
Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.
True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.