Vancouver Mortgage Brokers

You shouldn't be stressed about your rate OR mortgage process.

Our expert brokers are highly trained to get your best rate AND a mortgage that fits your goals. All with a simple application process from beginning to end — and a smile (because they know how much they helped you save.)

Vancouver City Page

In the Vancouver area, you'll want to save thousands on your mortgage.

We can help you do just that. At True North Mortgage, you'll enjoy several benefits that help you save money and time:

  • We can access several lenders, not just one
  • Our unified and salaried expert brokers are about you, not the lender
  • We pass along a volume discount to get your rate lower, even from your own bank (you'll need to qualify through the fed's stress test)
  • The right mortgage for your situation, whether straightforward or more complex, will save you more on penalties and fees later
  • Enjoy next-level tech for a seamless mortgage process
  • Get the best service ever, and a lifetime of mortgage help

We move mountains to help you get a better mortgage.

Our unified, expert True North Mortgage brokers can get you pre-approved, fast. And when you're ready for the next step, we keep it easy and convenient.

Want to complete your mortgage entirely online? We have the next-level tech and tools to make it happen, along with seamless communication with an expert who understands the importance of financial deadlines for your home purchase, renewal or refinance.

Prefer face-to-face mortgage help? Walk into one of our store locations, and sit down with a real person who cares about your mortgage details. You'll get hands-on help now and in the future when you need a change.

Really busy? We have convenient hours and Mobile Mortgage Brokers in your area who can help over the phone or come to you when it works for your schedule.

Whatever your mortgage needs, we bring unique solutions that help match your goals and details. If you're a first-time buyer, we can suggest strategies and programs to help soften the financial blow. Or if you need to move, or want to buy a rental or vacation property, our access to thousands of products and several lenders means you'll have the best rate and product choice for your situation.

It's no cost or obligation to ask for our help. Contact us today for your 5-star mortgage experience.

Your mortgage, made simple.

We're highly trained, knowledgeable and here to help — at no cost or obligation. It's important to get it right so that you save money, time and stress.

Every mortgage is different, but we make your process easy and seamless, answering all your questions and understanding your details and goals to fit you with your best rate and product fit. Ever hear that mortgages are complicated? Not here, and not with us. Give us a shout, today — we'll take great care of you.

Ken Xie

True North Mortgage believes in your better mortgage.

And it all starts with building great relationships. First, our relationship with you is backed by a mountain of 5-Star reviews from happy clients. We put you first and work hard to provide exceptional service that helps you save time and money.

Next, our strong relationships with lenders allow us to continue to provide your best rate for your situation (even from your bank) by passing along a volume discount.

And of course, our unified brokers are experts in their field. Along with our own knowledge and experience, we train for hours so that we know how to find the best solutions for your situation. We have an incredible network of support and answers — because the best relationship always begins at home.

Then we turn all this relationship-building into helping you find the home of your dreams.

Talk to us. Save your money.

We have access to thousands of mortgage products to fit your needs and financial goals. Why does this matter? Because if you don't have the options you need, it can cost you more later through penalties and fees that you didn't expect. We're obsessed with providing you with a better mortgage experience, and it shows.

We'll beat any competitors offer

Vancouver's Best Mortgage Rates

Why are our rates lower?

You get the True North Advantage thanks to our volume discount, which can lower our rates 0.15% below the big banks. Plus, we prefer to offer flexible options that work with your needs, not against them. Beware of the 'ultra-low' rates you see on the internet — they often come with hidden restrictions or fees that can cost you more later.

Which rate is better for you, variable or fixed?

We have your best rates, whether you're looking for a variable or fixed rate. Need help deciding? We will outline your details and which rate may better fit your risk appetite and budget circumstances.

Hold your low rate — before it goes up.

We'll hold your lower Vancouver mortgage rate for up to four months (depending on the lender) — to protect against changes during that time. When you've found a house or property you love, take your best rate (for which you need to qualify) all the way home to save a pile of cash over the life of your mortgage.

Get the answers you need and your best Vancouver mortgage rate for an easy, stress-free mortgage experience that's garnered over 15,000 5-star reviews. Visit, start a chat, call or apply online today.

Metro Vancouver: A challenge for home affordability

Vancouver's population is over 630,000, making it the largest city in British Columbia and the 8th-largest city in Canada. The wider Metro Vancouver population is over 2,463,000, and is Canada's 3rd-largest metro area. The Vancouver-area housing market sees high demand and strong competition, pushing prices much higher than in other Canadian regions.

Here are some helpful mortgage topics for tips and advice for the Vancouver area:

It's easy to get your better rate and mortgage