Vancouver Mortgage Rates & Brokers
During record times, get the lowest rates.
Greater Vancouver’s real estate market is reporting record-high sales, low inventory and robust competition for housing and properties. With the effects of the global COVID-19 pandemic pushing buyers to look for more space, Vancouver's strong economy and historically low interest rates are being credited for the latest real estate frenzy. Even though buyer sources are substantially domestic after protective measures against foreign investment were adopted, experts predict a continued demand and sustained higher prices.
With higher housing prices, it's important to get the lowest rate possible to help save thousands on your investment. At True North Mortgage, our Vancouver mortgage brokers can provide the lowest mortgage rates, even from your bank. And our convenient locations and service mean you always receive friendly, unified support for a stress-free mortgage process.
5 Year
-
Fixed
Term from
1.89%
Apply for your TrueRate in minutes.
Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate
Mortgage
Size
Size
Term
Rates From
Payments as low as
1 Year
Fixed
1.79%
$1678
/mo
2 Year
Fixed
1.49%
$1678
/mo
3 Year
Fixed
1.49%
$1678
/mo
4 Year
Fixed
1.69%
$1678
/mo
5 Year
Fixed
1.89%
$1678
/mo
5 Year
Variable
1.24%
$1678
/mo
HELOC
Open
2.95%
$1678
/mo
*Illustration purposes only. Use our Mortgage Calculator for accurate payments.
-
If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
The best mortgage rates, always.
True North Mortgage can offer you lower mortgage rates in Vancouver and surrounding area, even from your own bank — thanks to our volume discount. You can sit back, while we do the haggling and get your rate as low as it can go, fitting it with the best mortgage solution for your needs.
Hold your low rate — before it goes up.
Contact us today to hold your low Vancouver mortgage rate for up to four months (depending on the lender) — before it fluctuates. When ready, take your low rate and our flexible mortgage options, and save thousands on your investment.
Exceptional service, flexible options.
True North Mortgage is one of the most trusted mortgage brokers in Vancouver. Highly-trained, our specialists know the ins and outs of the market, all the rules, and have strong, established relationships with accredited lenders. We provide you with answers and lower Vancouver mortgage rates to save time and money. Visit, call or apply online today.
Can't make it to a store? Contact one of our Mobile Brokers in the Vancouver area.
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Learn MoreVancouver Mortgage Rates
Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.
Canada Wide Mortgages
True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.