Halifax Mortgage Rates

In a tentative market, save more.

With the Halifax housing market recently on the down-trend, activity in energy-related and shipbuilding industries is expected to push economic growth in the future. Interest rates and inflation are factors that will affect affordability in the market going forward, as different buying or selling sectors react to economic conditions.

At True North Mortgage, our Halifax mortgage brokers are serious about your time and money. We work hard to provide the lowest possible mortgage rates in Halifax and strive to find the best mortgage solutions. The best of bank and broker—we’re here for your mortgage needs. Visit us, call or apply online today.

Did you know? Our rates are lower.

Whether you’re investing in a first home, income or vacation property, our lower rates can help save you thousands. How do we do that? We deal with all the banks on your behalf, find the best rates and mortgage options, then pass our volume discount along to get your rate as low as possible. Even a fraction lower can make a big difference over the long term.

Worried about increases? We can hold your rate today.

Halifax mortgage rates can fluctuate—contact us, and we can hold your low mortgage rates for up to four months (depending on the lender). Then breathe easier, while we work with you to find the right mortgage fit.

Our mortgage brokers are the best.

Our highly-trained mortgage brokers know Halifax, the ins and outs of the market, and have trusted relationships with accredited lenders in your area. Whether in-person, on the phone or through our online service, we provide a unified, exceptional service with a smile. Allow us to take the stress out of the mortgage process—contact us today.

Apply for your TrueRate in minutes.

Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Mortgage
Size
Term
Rates From
Payments as low as
1 Year Fixed
2.14%
$1678 /mo
2 Year Fixed
1.94%
$1678 /mo
3 Year Fixed
1.94%
$1678 /mo
4 Year Fixed
1.99%
$1678 /mo
5 Year Fixed
1.79%
$1678 /mo
5 Year Variable
1.80%
$1678 /mo
HELOC Open
2.95%
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments

Halifax Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.