Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate*Illustration purposes only. Use our Mortgage Calculator for accurate payments
If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
The outlook for the Quebec housing market remains cautiously optimistic as it rebounds from sluggish economic and employment growth in recent years. With an improving resale market on the horizon, interest rates remain a factor in home-buying and investment decisions.
Our lower current mortgage rates in Quebec help you save more money on your major investment. Your True North Mortgage broker checks with all accredited lenders and lowers your mortgage rate with our volume discount. Plus, our exceptional, unified service will find the best mortgage solution for your needs.
Quebec mortgage interest rates aren’t static—depending on the lender, we can hold your low current mortgage rates for up to four months. When you’re ready, we’ll help make the process stress-free, whether a home, vacation or income property. Visit us, call or apply online today.
Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.
True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.