Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate*Illustration purposes only. Use our Mortgage Calculator for accurate payments.
If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
Whether you’re investing in a first home, income or vacation property, our lower rates can help save you thousands. How do we do that? We deal with all the banks on your behalf, find the best rates and mortgage options, then pass along our volume discount to get your best rate possible. Even a fraction lower can make a big difference over the long term.
Call us, or apply online today to get your best rate.
Amid the COVID-19 pandemic, the Quebec housing market is seeing prices and home buying activity rise all across the province. With supplies remaining low, and increased demand for more space or a change of scenery, many experts feel that this current growth may continue while interest rates remain historically low.
In Quebec, mortgage interest rates can fluctuate. At True North Mortgage, our expert brokers help bring you peace of mind while you look for your next move or investment. Contact us, and we can help determine your best rates and hold them for up to four months, depending on the lender.
When you’re ready, we’ll help make the process stress-free, whether your first home, or a vacation or income property.
Schedule your call back now, and we'll call when it's convenient for you.
Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.
True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.