British Columbia Mortgage Rates
5 Year
-
Fixed
Term from
1.89%
Apply for your TrueRate in minutes.
Rules have changed. Everyone's rate is unique.
Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.
Get Your Best Rate
Mortgage
Size
Size
Term
Rates From
Payments as low as
1 Year
Fixed
1.79%
$1678
/mo
2 Year
Fixed
1.49%
$1678
/mo
3 Year
Fixed
1.49%
$1678
/mo
4 Year
Fixed
1.69%
$1678
/mo
5 Year
Fixed
1.89%
$1678
/mo
5 Year
Variable
1.24%
$1678
/mo
HELOC
Open
2.95%
$1678
/mo
*Illustration purposes only. Use our Mortgage Calculator for accurate payments.
-
If you don’t meet the requirements of our lowest advertised rate, don’t worry we still have you covered with great low rate options! The above range represents realistic rates if you don’t meet the outlined criteria. Factors like equity in your home, credit rating, and other variables will impact your final rate and True North Mortgage is committed to providing you with the best rate regardless of these factors.
Additional premiums may apply to rentals, extended amortizations, non-standard properties and alternative lending options.
We'll beat any competitor's offer
Unprecedented times? We have lower rates.
Throughout British Columbia, housing markets are seeing much higher demand. New listings continue to increase, but are quickly absorbed by the brisk pace of sales. As the BC economy continues to face challenges and pandemic stresses, the flourishing growth of its real estate market is a bright spot, though the current seller's market may place pressure on younger or first-time buyers.
In this increasingly competitive housing market, True North Mortgage brokers can help you secure the lowest rates. We know the real estate landscape and can offer you discounted BC mortgage rates, even from your own bank.
Plus, through our exceptional, unified service, you’ll get the most flexible mortgage solutions to help you save thousands. Mortgage interest rates can change quickly — contact us to hold your low current BC mortgage rates for up to four months (depending on the lender). Whether you’re a first-time buyer, or looking for an income property or vacation home, knowing what you qualify for will give you peace-of-mind when trying to find the right investment.
Visit us, call or apply online today.
Hold your lower rate — now.
Mortgage interest rates can change quickly—contact us to hold your low current BC mortgage rates for up to four months (depending on the lender). Whether you’re a first-time buyer or looking at an income property or vacation home, we can help. Visit us, call or apply online today.
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Learn MoreBritish Columbia Mortgage Rates
Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.
Canada Wide Mortgages
True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.