British Columbia Mortgage Rates

Apply for your TrueRate in minutes.

Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Mortgage
Size
Term
Rates From
Payments as low as
1 Year Fixed
2.14%
$1678 /mo
2 Year Fixed
1.84%
$1678 /mo
3 Year Fixed
1.84%
$1678 /mo
4 Year Fixed
1.89%
$1678 /mo
5 Year Fixed
1.69%
$1678 /mo
5 Year Variable
1.60%
$1678 /mo
HELOC Open
2.95%
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments

We'll beat any competitor's offer,

Challenging times? We have lower rates.

The British Columbia housing market is currently experiencing a marginal rebound, after muted activity in the past few years. But as the BC economy continues to face challenges, any future interest rate increases will impact real estate sales and investment.

Our True North Mortgage brokers know the real estate landscape and can offer you discounted BC mortgage rates, even from your own bank. Plus, through our exceptional, unified service, you’ll get the most flexible mortgage solutions to help save you thousands. Mortgage interest rates can change quickly—contact us to hold your low current BC mortgage rates for up to four months (depending on the lender). Whether you’re a first-time buyer or looking at an income property or vacation home, we can help. Visit us, call or apply online today.


Hold your lower rate—now.

Mortgage interest rates can change quickly—contact us to hold your low current BC mortgage rates for up to four months (depending on the lender). Whether you’re a first-time buyer or looking at an income property or vacation home, we can help. Visit us, call or apply online today.

British Columbia Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.