Montreal Mortgage Rates

In an escalating market, save with our lower rates.

Montreal, a vibrant Canadian city steeped in history, has a rich cultural heritage and metropolitan vibe — and is home to many international events throughout the year.

Greater Montreal has made a recent transition from a relatively balanced market to a strong seller's market, with real estate agents reporting quickly increasing home prices and bid competition. This market escalation is being attributed to the effects of the global coronavirus pandemic, with buyers looking to improve their at-home working and living comfort.

A few minutes with us could save you thousands.

Are you thinking of looking for a new place to spread out? Whether a home, income or vacation property, we can help save you time and money. Our True North Mortgage Brokers can offer you the lowest Montreal mortgage rates and find the solutions that make sense for your situation.

Visit, call or apply online today to discover the True North Mortgage advantage.

Apply for your TrueRate in minutes.

Rules have changed. Everyone's rate is unique.

Canadian regulations have changed the way mortgages work. You must now qualify for your rate. Factors like equity in your home and personal credit will impact the rate.

Get Your Best Rate
Rates From
Payments as low as
1 Year Fixed
$1678 /mo
2 Year Fixed
$1678 /mo
3 Year Fixed
$1678 /mo
4 Year Fixed
$1678 /mo
5 Year Fixed
$1678 /mo
7 Year Fixed
$1678 /mo
10 Year Fixed
$1678 /mo
5 Year Variable
$1678 /mo
$1678 /mo

*Illustration purposes only. Use our Mortgage Calculator for accurate payments.

Want the lowest rates? Talk to us.

With the prospect of future interest rates eventually trending upwards, it’s important to look for the lowest possible mortgage rates in Montreal. Our mortgage brokers deal with all accredited lenders on your behalf, so that you don’t have to. Then, we pass our volume discount along to lower your rate even more. Contact us today to help save thousands on your investment.

Hold your rate with us – today.

A lot can happen in four months — so let our mortgage specialists hold your rate against any increases (up to four months depending on the lender). In the meantime, we can help you find the best mortgage solution for your needs, with the exceptional and unified service that defines True North Mortgage.

The best of bank and broker.

Our mortgage brokers in Montreal know the rules and the lenders, and they work hard for your mortgage needs. We strive to respond to your initial contact — online, on the phone or in-person at one of our convenient locations — within 48 hours. We’re dedicated to finding you the best rates and answers for your mortgage needs. Contact us today.

Montreal Mortgage Rates

Mortgage Rates are different across Canada. Rates are shown based on your location. If you are planning to purchase out-of-province, be sure to choose rates where the property will be located.

Canada Wide Mortgages

True North Mortgage can complete mortgages anywhere in Canada efficiently over the phone.