Stress test removed for all renewal switches?
Most uninsured renewal switches no longer stuck between a rock and a hard (rate) place.
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A New Canadian Mortgage Charter
A federal nothing burger (mostly) — but with a side of details that may be…
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Can you spot the hidden cost in your mortgage?
Apples to apples, one variable rate may be costing you more.
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Will your payments drop when rates do?
Here's why your variable-rate mortgage may not see a budget break during your term.
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Insured mortgage? Switching just got easier.
Removal of the mortgage stress test can help you find a better deal.
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Have you hit your trigger rate?
If your variable rate has fixed payments, here's how to avoid (mortgage) trouble ahead.
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Have to renew before rates drop?
So much for timing. What choices can save you the most?
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Can you recast your mortgage?
Cast ahead after pre-paying your principal — and reel in lower payments for a budget…
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Have variable rates peaked?
After an arduous rate rise — are there savings to snag on the climb down?
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