20th Anniversary
Special Rate from 2.20%
!
English
French
Search
About Us
Blog
1-877-778-4772
Rates
Lowest Rate in Canada. Guaranteed.
Mortgages
We have the perfect one for you.
Pre-Qualify in Minutes
Know what you can afford
First-Time Home Buyers
Expert help for your smooth process
Buying Your Next Home
Buying and Selling, and Second Homes
Renewals and Switches
We can help you save more
Refinancing Your Home
Get a lower rate, consolidate debt
All Mortgages
WHAT DO YOU NEED? SEE FULL LIST HERE
Complex Mortgage Solutions
Investment Properties
Vacation and Secondary Homes
Purchase Plus Improvements
Cash Back Mortgages
Mortgages for Self-Employed
Newcomers to Canada
Home Equity Line of Credit (HELOC)
Pre-Payment Penalties and Privileges
Reverse Mortgage
Tools
Calculators & tools to help you along.
Mortgage Calculators
Understand the costs
Mortgage Payment Calculator
Renewal Payment Calculator
Compare and Save Calculator
Affordability Calculator
Closing Costs Calculator
Land Transfer Tax Calculator
Digital Tools
Tools to help improve the process
Mortgage Checklist
Provincial Taxes and Benefits
Mortgage Renewal Reminder
Realtor's Financing Sheet
Education Centre
Get up to speed on your options
First-Time Home Buyer's Guide
Variable vs Fixed Mortgage Rates
What is an Insured Mortgage?
Mortgage Stress Test
Payment Frequency, Explained
Down Payments
Credit 101
Your Income
What is portability?
Glossary
Mortgage FAQ's
Contact
Real people. Here to help.
Get a call back
set a time that works for you
Find an Agent
Company Directory
Our Stores
Sit down with a mortgage broker
Write to Us
Send us a message
Mobile Brokers
Flexible hours. We come to you.
Call us: 1-877-778-4772
Complete the process anywhere
English
English
French
British Columbia
Alberta
Saskatchewan
Manitoba
Ontario
Quebec
Atlantic Canada
Other
Apply
Apply Online
Shyam Patel
Mortgage Agent
Apply with me
1-647-249-3025
Send me a message
Agent Level 1 | FSRA#12700
Time Zone
Eastern Time
Language(s)
English
Gujarati
Hindi
