Kerolos Lutfalla entered the Financial Industry after graduating from Ryerson University with a Business Degree, majoring in Finance. With 10 years of experience, ranging from sales to management, I’ve decided to partner up with the True North Mortgage Team (T.N.T). Speaks for itself.

Most of my experience comes within the banking industry, and being restricted to one lender and not being able to help ALL my clients, didn’t sit well with me. I began my research the mortgage broker industry and realized that is where my passion would be most equipped to serve my clients.

True North Mortgage is unique as it has its own exclusive lender, which’s separates us from the brokers. Having the tools and various lenders, regardless of your situation, I will do what it takes to get you APPROVED!

I am married and have 3 daughters. I understand the value of owning a home and making ends meet. I take the time to look at other options and alternatives to help you save as much as you can!

On my time off, I enjoy spending time with the family, travelling, playing/watching sports and answering all your questions!

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Term
Rates From
Payments as low as
1 Year Fixed
1.79%
$1678 /mo
2 Year Fixed
1.49%
$1678 /mo
3 Year Fixed
1.49%
$1678 /mo
4 Year Fixed
1.69%
$1678 /mo
5 Year Fixed
1.79%
$1678 /mo
5 Year Variable
1.19%
$1678 /mo
HELOC Open
2.95%
$1678 /mo

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