AB
6 mo Fixed
2.49%
1 yr Fixed
4.29%
2 yr Fixed
3.94%
2 yr Extended
4.99%
3 yr Fixed
3.94%
4 yr Fixed
4.14%
5 yr Fixed
4.14%
5 yr Variable
3.49%
5 yr Open
4.20%
  • English
  • French
  • Search
  • About Us
  • Blog
1-877-778-4772
True North Mortgage
  • Rates Lowest Rate in Canada. Guaranteed.
  • Mortgages We have the perfect one for you.
    • Pre-Qualify in Minutes Know what you can afford
    • First-Time Home Buyers Expert help for your smooth process
    • Buying Your Next Home Buying and Selling, and Second Homes
    • Renewals and Switches We can help you save more
    • Refinancing Your Home Get a lower rate, consolidate debt
    • All Mortgages WHAT DO YOU NEED? SEE FULL LIST HERE
      • Complex Mortgage Solutions
      • Investment Properties
      • Vacation and Secondary Homes
      • Purchase Plus Improvements
      • Cash Back Mortgages
      • Mortgages for Self-Employed
      • Newcomers to Canada
      • Home Equity Line of Credit (HELOC)
      • Pre-Payment Penalties and Privileges
      • Reverse Mortgage
  • Tools Calculators & tools to help you along.
    • Mortgage Calculators Understand the costs
      • Mortgage Payment Calculator
      • Renewal Payment Calculator
      • Compare and Save Calculator
      • Affordability Calculator
      • Closing Costs Calculator
      • Land Transfer Tax Calculator
    • Digital Tools Tools to help improve the process
      • Mortgage Checklist
      • Provincial Taxes and Benefits
      • Mortgage Renewal Reminder
      • Realtor's Financing Sheet
    • Education Centre Get up to speed on your options
      • First-Time Home Buyer's Guide
      • Variable vs Fixed Mortgage Rates
      • What is an Insured Mortgage?
      • Mortgage Stress Test
      • Payment Frequency, Explained
      • Down Payments
      • Credit 101
      • Your Income
      • What is portability?
      • Glossary
      • Mortgage FAQ's
  • Contact Real people. Here to help.
    • Get a call back set a time that works for you
    • Find an Agent Company Directory
    • Our Stores Sit down with a mortgage broker
    • Write to Us Send us a message
    • Mobile Brokers Flexible hours. We come to you.
    • Call us: 1-877-778-4772 Complete the process anywhere
  • English
    • English
    • French
    • British Columbia
    • Alberta
    • Saskatchewan
    • Manitoba
    • Ontario
    • Quebec
    • Atlantic Canada
    • Other
Apply
Apply Online

Blog

Mortgage Rates

Mortgage Rate Comparison

Mortgage Rate Comparison

How much can you save with True North Mortgage rates?

Learn More
What the Royal Bank of Canada Mortgage Rate Uptick Means

What the Royal Bank of Canada Mortgage Rate Uptick Means

Dan Eisner, TNM's CEO, offers his thoughts and advice in a CBC interview.

Learn More
At True North Mortgage we frequently buy down rates

At True North Mortgage we frequently buy down rates

We buy down rates, because we can, for your best rate and mortgage.

Learn More
Variable rate discounts are disappearing in 2011

Variable rate discounts are disappearing in 2011

Variable rate discounts may be in jeopardy — lock in your rate today!

Learn More
Qualifying. Investing. Refinancing.

Qualifying. Investing. Refinancing.

A few changes are coming for your mortgage or refinance, check them out here.

Learn More
To lock in or not to lock in (your mortgage rate)

To lock in or not to lock in (your mortgage rate)

Learn More
Take an interest in bonds to understand mortgage rates

Take an interest in bonds to understand mortgage rates

Learn More
Can a variable rate save you money in 2008?

Can a variable rate save you money in 2008?

Sometimes, a switch makes sense. Here's a good example.

Learn More
Previous Page

Sign Up For Our Newsletter

Stay current with the latest topics and mortgage news. We're about quality over quantity (we don't like spam, either), and you can unsubscribe at any time.

Our Rate Guarantee

True North Mortgage guarantees you the lowest rate for the purchase of your Primary residence in Canada. You won't find a better rate anywhere! Shop and Compare. If you find a better rate, we'll beat it or give you $500.

Social Media
Contact
  • True North Mortgage
  • 3600 - Bow Valley Sq II.
  • 205 - 5th Ave S.W.
  • Calgary, AB T2P 2V7
Phone
  • Toll Free: 1-877-778-4772
Links
  • Careers
  • Press Centre
  • Privacy Policy
  • Provincial Licensing
  • Complaint Policy
Select Location:
© 2026 True North Mortgage Inc. FSRA#12700