Mortgage Renewal | True North Mortgage

Mortgage Stress Test: What is it and how does it work?

Mortgage Stress Test: What is it and how does it work?

You have to be able to handle higher payments as a buffer for affordability.

Variable vs Fixed Mortgage Rates

Variable vs Fixed Mortgage Rates

Which rate type works best for you, variable or fixed? Some pros and cons to…

Will your payments drop when rates do?

Will your payments drop when rates do?

Here's why your variable-rate mortgage may not see a budget break during your term.

Insured mortgage? Switching just got easier.

Insured mortgage? Switching just got easier.

Removal of the mortgage stress test can help you find a better deal.

Have you hit your trigger rate?

Have you hit your trigger rate?

If your variable rate has fixed payments, here's how to avoid (mortgage) trouble ahead.

Have to renew before rates drop?

Have to renew before rates drop?

So much for timing. What choices can save you the most?

Can you recast your mortgage?

Can you recast your mortgage?

Cast ahead after pre-paying your principal — and reel in lower payments for a budget…

Have variable rates peaked?

Have variable rates peaked?

After an arduous rate rise — are there savings to snag on the climb down?

Got the rate jitters?

Got the rate jitters?

The BoC rate increased its rate today by 0.25%. Now what? Get some numbers and…