Client Examples

Here's a couple of client situations, to illustrate what we do. What can we do for you?

Aug 09, 2006

Every day, we love to help our clients.

And in turn, our clients love to get their great rate and stress-free mortgage process.

Unified, salaried and highly-trained, our True North Mortgage brokers know a thing or two about mortgages. Plus, we pass along our volume discount to get your best rate for your situation.

Do these situations sound familiar? We can help with all your mortgage needs.

Client File #1053

We received a call from a very anxious client located here in Calgary.

He had just a few days left to waive his financing conditions, and TD bank had just told him that they wouldn't provide him with a mortgage — even through they had already pre-approved him.

TD claims that they didn't realize he was new to Canada. Turns out that TD's 'mistake' actually did him a favour. One of our expert mortgage brokers took care of his mortgage process, packaged his file and sent it to Maple Trust. We had full approval within 8 hours, and all conditions met within 36 hours.

Best of all, his rate was 0.25% better than what TD was originally offering him. So, we solved his mortgage dilemma, and helped him save money, to boot. He was one happy newcomer to Canada!

Client File #1063

For this one, we received a call from a client who lives in Edmonton.

She and her husband fell in love with their dream home, and really wanted to buy it. Unfortunately, given their current income, they could not afford the mortgage needed. Despite their great credit and good stable jobs, their bank just would not approve a mortgage of the size that they needed for the house.

We spoke to them, and quickly determined that a 35-year amortization would reduce the monthly payments enough to make their deal work. The clients ended up getting their dream home, and at a great rate, thanks to our volume discount.

Also, if they earn additional income in the future, we advised them that with their flexible mortgage product, they could increase their monthly payments (according to the lender's conditions) to reduce their amortization, and save more over the life of their mortgage.

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