AB
6 mo Fixed
2.49%
1 yr Fixed
4.29%
2 yr Fixed
3.94%
2 yr Extended
4.99%
3 yr Fixed
3.94%
4 yr Fixed
4.14%
5 yr Fixed
4.14%
5 yr Variable
3.49%
5 yr Open
4.20%
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Blog

Mortgage Refinance

Mortgage Rate Forecast (2026-2030)

Mortgage Rate Forecast (2026-2030)

Continually updated. Where rates may go now and later — and what’s driving them.

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Need more time on your mortgage?

Need more time on your mortgage?

Extending your amortization can lower your payments, providing extra cash flow or income-qualifying room.

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What credit score do you need to unlock lower mortgage rates?

What credit score do you need to unlock lower mortgage rates?

Here's the breakdown of how your score can affect your rate.

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Your Summer Home Maintenance Checklist

Your Summer Home Maintenance Checklist

Need another excuse to get outside? Here's 10. Read our tips now!

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Mortgage Stress Test: What is it and how does it work?

Mortgage Stress Test: What is it and how does it work?

This test helps ensure you can handle higher payments as an affordability buffer.

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Keeping Track of Mortgage Rule Changes

Keeping Track of Mortgage Rule Changes

Do recent rules affect your mortgage decisions? See recent and past changes.

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Proof that our rates are lower.

Proof that our rates are lower.

Our rates are 0.18% lower on average compared to everyone else. Prove it? Okay!

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Introducing the Compass Mortgage

Introducing the Compass Mortgage

Point your mortgage in the right direction — with a more flexible alternative.

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How much will it cost to break your mortgage?

How much will it cost to break your mortgage?

Find out how what penalty you might pay and when it makes sense to break.

Learn More
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True North Mortgage guarantees you the lowest rate for the purchase of your Primary residence in Canada. You won't find a better rate anywhere! Shop and Compare. If you find a better rate, we'll beat it or give you $500.

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