Our 3.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

A profile based on trust

Proudly headquartered in Calgary, Alberta, we opened our doors in 2006 to provide our good credit clients with residential mortgage solutions, coast to coast in Canada.

It's our job to build trust in your mortgage process, and we take it pretty seriously.

Starting with physical store locations.

Currently, True North Mortgage has 12 store locations across Canada (go ahead, walk right in).

Having physical stores for our clients to walk into is a solid proof statement of what we offer, and our commitment to you. In this digital age, we believe that having this presence is an important service backbone, a complete offer of convenience, that combines brilliantly with also having easy access to our mortgage specialists online (through email and chat) and over the phone — wherever you are in Canada.

We take great pride in being able to help get your best mortgage at your lowest rate. And we get back to you shockingly fast.

Our convenient store locations

Every day, we live and breathe mortgages to provide Canadians with a better choice.

You deserve a great mortgage experience. We're committed to:

  • Providing you with the best possible service in the mortgage industry
  • Offering you flexible options and the lowest rates for your best mortgage fit

At True North Mortgage, saving you money while providing unbeatable service is why we're here. We begin the lending process by listening to your needs. We’ll help you define those needs, evaluate your entire credit picture and determine what mortgage solution is right for your unique situation. And, if your needs change, we'll provide the solutions to grow with you.

Plus, we provide useful tools and information to help educate you on the entire loan process for clearer decisions and choices along the way.

The principles that guide us:

Our Mission

Through exceptional and unified support, we provide our customers with an easy, cost-effective and timesaving way to obtain a mortgage. We strive to be a better solution to big banks and independent mortgage brokers. We are committed to establishing strong relationships with both clients and accredited lenders, in order to do the best for our clients' ongoing residential mortgage needs.

Our Vision

Our exceptional, unified style of mortgage brokering will be the obvious choice for anyone looking for mortgage financing, making stress-free, cost-effective mortgages the new normal. We want to be the #1 Mortgage Broker choice for good credit homebuyers in Canada.

Our Business Focus is Relationships

True North Mortgage works closely with large public banks and small private Trust companies in Canada in order to match our clients with the best, low-cost financing package. We also strive to build lasting relationships with our clients, believing that we'll do the best for their mortgage needs, whenever they need us.

We Help Clients Find the Best Financing Solutions

We help our clients find the right solutions to fit their financial needs — including through our in-house lender, THINK Financial. From the first mortgage for a client's home, to the purchase of a rental property or vacation home, we provide a comprehensive array of services and solutions to successfully meet our clients' mortgage needs over their lifetime.


In all our relationships in mortgage financing, TRUST is a fundamental key to our success, and invaluable to our company’s prosperity. At True North Mortgage, we all go the distance to earn your trust — we want your business today, tomorrow and down the road.

True North Mortgage has adopted the following institutions and programs to ensure legal and corporate accountability:

  • Licensed by the Real Estate Council of Alberta RECA
  • Public information about licensing in British Columbia can be found at FICOM
  • Licensed by the Financial Services Commission of Ontario FSCO
  • Personal information protection guidelines provided by Equifax
  • Personal Information Protection and Electronic Documents Act PIPED

Privacy Policy

True North Mortgage has a clear and concise Privacy Policy. Your personal information, mortgage application and email address are never sold for third-party uses.

Your personal information stays personal, and is only released to our approved lenders and our local agents in each Canadian province in order to complete your mortgage process. Legal Disclaimer