AB
6 mo Fixed
2.49%
1 yr Fixed
4.29%
2 yr Fixed
3.94%
3 yr Fixed
3.94%
4 yr Fixed
4.14%
5 yr Fixed
4.14%
5 yr Variable
3.49%
5 yr Open
4.20%
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Blog

First-Time Home Buyers

Mortgage Rate Forecast (2026-2030)

Mortgage Rate Forecast (2026-2030)

Continually updated. Where rates may go now and later — and what’s driving them.

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How Government Bond Yields Relate To Mortgage Rates

How Government Bond Yields Relate To Mortgage Rates

Want to know where fixed rates are going? Watch bond yields.

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Housing Market Forecast (2026-2029)

Housing Market Forecast (2026-2029)

Continually updated. Get an idea of the housing outlook, trends, and interesting deets.

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What credit score do you need to unlock lower mortgage rates?

What credit score do you need to unlock lower mortgage rates?

Here's the breakdown of how your score can affect your rate.

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Should you choose a variable rate in 2026?

Should you choose a variable rate in 2026?

How to decide between variable-rate FOMO or JOMO? We can help.

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Posted Rates vs Actual Rates

Posted Rates vs Actual Rates

Is the rate you see, the rate you get? Not always, and here's why.

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What is an Adjustable-Rate Mortgage?

What is an Adjustable-Rate Mortgage?

Payments that change along with the prime rate may be better for your long-term mortgage…

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GST Rebate on New Homes: How It Works

GST Rebate on New Homes: How It Works

First-time buyers of newly built homes now qualify for a 100% federal GST rebate —…

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Mortgage Stress Test: What is it and how does it work?

Mortgage Stress Test: What is it and how does it work?

This test helps ensure you can handle higher payments as an affordability buffer.

Learn More
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