Mortgage Rate Forecast (2026-2030)
Continually updated. Where rates may go now and later — and what’s driving them.
Should you choose a variable rate in 2026?
How to decide between variable-rate FOMO or JOMO? We can help.
Need more time on your mortgage?
Extending your amortization can lower your payments, providing extra cash flow or income-qualifying room.
How Government Bond Yields Relate To Mortgage Rates
Want to know where fixed rates are going? Watch bond yields.
Trump's Tariffs Are Back. And So Is the Rate Uncertainty.
This time in 2026, there's more inflation trouble. Here's what it could mean for your mortgage decisions.
Protecting Your Mortgage: What to Know
Does your mortgage protection insurance pay out to you — or the lender? Here's what to compare.
Housing Market Forecast (2026-2029)
Continually updated. Get an idea of the housing outlook, trends, and interesting deets.
More Than A Home
Client Story: Jasmine Chu. Learn how her dream (home) came true with True North Mortgage.
The dreaded mortgage penalty? It's why your rate is lower.
A potential sting comes with a hive of benefits — including a stable Canadian housing industry.
What credit score do you need to unlock lower mortgage rates?
Here's the breakdown of how your score can affect your rate.
Posted Rates vs Actual Rates
Is the rate you see, the rate you get? Not always, and here's why.
Celebrating our 20th Anniversary!
For 20 years, we've granted your wish for a better rate. See how we've grown!