Variable vs Fixed Mortgage Rates

Variable vs Fixed Mortgage Rates

Two different kinds of mortgage rates. Two different mortgage strategies.

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How are mortgage rates set?

How are mortgage rates set?

Mystified by variable and fixed mortgage rates? Here's why they exist and what influences them.

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Should you choose a variable rate in 2026?

Should you choose a variable rate in 2026?

How to decide between variable-rate FOMO or JOMO? We can help.

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Prime Rate Impact on Mortgages: Explained

Prime Rate Impact on Mortgages: Explained

The prime rate sets the temperature for your mortgage costs. Learn more.

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Mortgage Rate Forecast (2026-2030)

Mortgage Rate Forecast (2026-2030)

Continually updated. Where rates may go now and later — and what’s driving them.

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How Government Bond Yields Relate To Mortgage Rates

How Government Bond Yields Relate To Mortgage Rates

Want to know where fixed rates are going? Watch bond yields.

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Will A Mortgage Lender Accept Your Crypto?

Will A Mortgage Lender Accept Your Crypto?

Here are your current options for using crypto as a down payment on a home in Canada.

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Trump's Tariffs Are Back. And So Is the Rate Uncertainty.

Trump's Tariffs Are Back. And So Is the Rate Uncertainty.

This time in 2026, there's more inflation trouble. Here's what it could mean for your mortgage decisions.

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Housing Market Forecast (2026-2029)

Housing Market Forecast (2026-2029)

Continually updated. Get an idea of the housing outlook, trends, and interesting deets.

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Need more time on your mortgage?

Need more time on your mortgage?

Extending your amortization can lower your payments, providing extra cash flow or income-qualifying room.

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Protecting Your Mortgage: What to Know

Protecting Your Mortgage: What to Know

Does your mortgage protection insurance pay out to you — or the lender? Here's what to compare.

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More Than A Home

More Than A Home

Client Story: Jasmine Chu. Learn how her dream (home) came true with True North Mortgage.

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