What is an Adjustable-Rate Mortgage?

What is an Adjustable-Rate Mortgage?

Payments that change along with the prime rate may be better for your long-term mortgage savings.

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GST Rebate on New Homes: How It Works

GST Rebate on New Homes: How It Works

First-time buyers of newly built homes now qualify for a 100% federal GST rebate — up to $50,000.

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Mortgage Stress Test: What is it and how does it work?

Mortgage Stress Test: What is it and how does it work?

This test helps ensure you can handle higher payments as an affordability buffer.

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2025 Mortgage Year is Wrapped!

2025 Mortgage Year is Wrapped!

An eventful 2025 year in review — here's our playlist of the (mortgage) highs and lows.

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2026 Housing Stats

2026 Housing Stats

Get to know the latest Housing Market trends to inform your buying and selling decisions.

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Proof that our rates are lower.

Proof that our rates are lower.

Our rates are 0.18% lower on average compared to everyone else. Prove it? Okay!

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Iran Conflict, Oil, and Your Mortgage Rate

Iran Conflict, Oil, and Your Mortgage Rate

It's a rough sea for rates, as higher oil prices ripple further than you think.

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Foreclosure Rules in Ontario Could Be Driving Up Your Rate

Foreclosure Rules in Ontario Could Be Driving Up Your Rate

In Ontario, stronger homeowner protections come at a cost.

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Turning Your Side Hustle into a Home

Turning Your Side Hustle into a Home

Side hustle income has a new job — helping you qualify for a mortgage.

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Should you use a private lender?

Should you use a private lender?

It's own (mortgage lending) animal, private mortgages can be a viable but more costly solution.

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What's an alternative or B lender?

What's an alternative or B lender?

Get more flex in mortgage approval criteria to buy or keep a home.

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Can your down payment be gifted?

Can your down payment be gifted?

Yes, and it's more common than you think. Here's how it works.

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