Earn Hudson’s Bay Rewards points!

The Most Competitive Rates in Canada - Guaranteed.

Welcome Hudson’s Bay customers.

If you are looking to purchase a home or renew your mortgage, consider mortgage-brokering services through True North Mortgage. In addition to the lowest fixed-rate mortgages in Canada, you can earn Hudson’s Bay Rewards points, thanks to our relationship with Hudson’s Bay Financial Services.


Best rates in Canada, Guaranteed.

We can offer you the most competitive rates in Canada - guaranteed1, because we do more volume than any other brokerage in Canada. We have established relationships with over 30 accredited lenders who give us great rates, which we pass along to you. And we stand by our commitment to finding you the best rate with our Lowest Rate Guarantee.

Not a Hudson’s Bay Rewards member, click Hudson's Bay Rewards to apply.

We also offer you an exceptional experience when finding the best mortgage solution for your needs. Our non-commissioned, highly trained Mortgage Specialists offer fast, consistent and reliable service with no pressure or haggling over rates. Visit us at any of our 10 retail locations across Canada, online or by phone, whatever works best for you.

With our Lowest Rate Guarantee, it’s a risk-free investment into finding the best rate for your next mortgage.

Legal disclaimer:
1 Subject to approved credit, term and conditions apply.
2 1,000 Hudson’s Bay Rewards points are awarded by providing your current mortgage renewal date and permitting True North Mortgage to contact you prior to the expiry of your mortgage term. Earn 1,000 Hudson’s Bay Rewards points for every $10,000 of mortgage funded. Earn 5,000 Rewards points upon approval of a mortgage application. Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household. Unless otherwise stated, these Hudson’s Bay Rewards points offer cannot be combined with other offers and may change without notice. All Hudson’s Bay Rewards points will be awarded within four to six weeks. Hudson’s Bay Rewards points are not eligible for applications that have been previously approved. The mortgage must close after April 20th, 2015

Best rates in Canada, Guaranteed.

Plus Thousands of Hudson’s Bay Rewards points!

We can offer you the best rates because we do more volume than any other brokerage in Canada. We have established relationships with over 30 accredited lenders who give us great rates, which we pass along to you. And we stand by our commitment to finding you the best rate with our Lowest Rate Guarantee.

Get Your Best Rate
Mortgage
Size
Term
Rates From
Payments as low as
1 Year
Fixed
2.49%
$1678 /mo
2 Year
Fixed
2.39%
$1678 /mo
3 Year
Fixed
2.19%
$1678 /mo
4 Year
Fixed
2.64%
$1678 /mo
5 Year
Fixed
2.14%
$1678 /mo
5 Year
Variable
1.89%
$1678 /mo
HELOC
Open
2.95%
$1678 /mo

*Illustration purposes only. Use our Morgage Calculator for accurate payments

No fees. Unbeatable rates. Renowned for service.

Our low rates matched with our impeccable service makes for an unbeatable combination. Honesty, purpose and efficiency are at the core of everything we do. We go the extra mile to earn your trust, save you thousands of dollars, and do the best to meet all your mortgage needs.

About True North Mortgage

True North Mortgage is Canada's largest independent Mortgage Broker. We have been rated the #1 Broker in Canada, and awarded Broker of the Year for two simple reasons: we offer the best mortgage rates and we provide excellent customer service.