Today's rates
Canada Mortgage Rates
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.04%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.99%
- 25yr Maximum Amortization
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Apply Now
Hold your rate
2 Year
Everyday Rate: 3.19%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (3.24% for 120 days)
Limited Rate: --
Apply Now
Hold your rate
3 Year
Everyday Rate: 3.44%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
- 90 day rate hold (3.49% for 120 days)
Limited Rate: 3.19%
- High Ratio Purchase Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
- Region restrictions may also apply
Apply Now
Hold your rate
4 Year
Everyday Rate: 3.54%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (120 days @ 3.59%)
Limited Rate: 3.49%
- High Ratio Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Apply Now
Hold your rate
5 Year
Everyday Rate: 3.64%
- 25 year amortization and refinances available
- 15% lump sum payments allowed
- 15% increase to regular payments
- 30yr amortizations at 3.69%
Limited Rate: 3.19%
- High Ratio Only
- 20%/20% pre-payment options
- Bona-fide Sales Clause
- Must close within 90 days
Apply Now
Hold your rate
10 Year
Everyday Rate: 4.19%
- 30 year amortization available.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 3.89%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Apply Now
Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.45%
- Prime -1.15% (based on prime rate of 3.60%)
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
- 30yr amortizations at 2.55%
Limited Rate: 2.15%
- Prime -1.30%
- High Ratio Purchase Only
- Bona fide sales clause
- Must close in 40 days
Apply Now
Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
Proudly Canadian © 2018 True North Mortgage Inc.