Today's rates
Canada Mortgage Rates
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 2.54%
- 30 year amortization and refinances available
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Limited Rate: 2.19%
- High Ratio Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- Other conditions may apply
Apply Now
Hold your rate
2 Year
Everyday Rate: 2.19%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.09%
- High Ratio Purchase Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Apply Now
Hold your rate
3 Year
Everyday Rate: 2.44%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
Limited Rate: 2.24%
- High Ratio Purchase or Switch Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
Apply Now
Hold your rate
4 Year
Everyday Rate: 2.49%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.34%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Apply Now
Hold your rate
5 Year
Everyday Rate: 2.49%
- 30 year amortization and refinances available
- 20% lump sum payments allowed
- 20% increase to regular payments
Limited Rate: 2.24%
- High Ratio Purchase and Transfer Only
- 20% lump sum and 20% increase payment options
- Bona-fide sales clause
- Must close in 90 days
Apply Now
Hold your rate
10 Year
Everyday Rate: 3.69%
- 30 year amortization available.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 3.64%
- 25 year amortization maximum.
- 20% lump sum payments allowed.
- 20% increase to regular payments.
Apply Now
Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.25%
- 30 year amortization and refinances available
- Prime - 0.45%
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 1.75%
- High Ratio Purchase and Transfer Only
- 20% lump sum and 20% increase payment options
- Bona-fide sales clause
- Must close in 90 days
Apply Now
Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
Proudly Canadian © 2017 True North Mortgage Inc.