Today's rates
Canada Mortgage Rates
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.04%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.99%
- 25yr Maximum Amortization
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
2 Year
Everyday Rate: 3.19%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (3.24% for 120 days)
Limited Rate: --
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Hold your rate
3 Year
Everyday Rate: 3.44%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
- 90 day rate hold (3.49% for 120 days)
Limited Rate: 3.19%
- High Ratio Purchase Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
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Hold your rate
4 Year
Everyday Rate: 3.54%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 day hold (120 days @ 3.59%)
Limited Rate: 3.49%
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
5 Year
Everyday Rate: 3.67%
- 25 year amortization and refinances available
- 15% lump sum payments allowed
- 15% increase to regular payments
- 30yr amortizations at 3.69%
Limited Rate: 3.19%
- High Ratio Purchase Only
- 10%/10% pre-payment options
- Bona-fide Sales Clause
- Must close within 120 days
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Hold your rate
10 Year
Everyday Rate: 4.19%
- Refinancing available.
- 25 year amortization.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 3.79%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.85%
- Prime -.85%
- 25 year amortization and refinances available
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
- 30yr amortizations at 2.95%
Limited Rate: 2.40%
- Prime -1.30%
- High Ratio Purchase Only
- Bona fide sales clause
- Must close in 40 days
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Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
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