Today's rates
Canada Mortgage Rates
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.04%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.34%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
2 Year
Everyday Rate: 2.49%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: --
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Hold your rate
3 Year
Everyday Rate: 2.89%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
Limited Rate: 2.39%
- High Ratio Purchase or Switch Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
- Must close in 40 days
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Hold your rate
4 Year
Everyday Rate: 2.89%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- Must close in 90 days
Limited Rate: 2.74%
- High Ratio Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
5 Year
Everyday Rate: 2.99%
- 25 year amortization and refinances available
- 20% lump sum payments allowed
- 20% increase to regular payments
- 30yr amortization @ 3.04%
Limited Rate: 2.59%
- High Ratio Purchase and Transfer Only
- Restricted Pre-Payment Options
- Must close in 40 days
- Other Conditions May Apply
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Hold your rate
10 Year
Everyday Rate: 3.69%
- 30 year amortization available.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: --
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Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.50%
- 30 year amortization and refinances available
- Prime - 0.45%
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 1.90%
- Prime -1.05%
- High Ratio Purchase and Transfer Only
- Restricted Pre-Payment Options
- Must close in 40 days
- Other Conditions May Apply
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Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
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