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Historical Mortgage Rates
For Other - Last Updated Jun 01 2026
4.49%Up to 4.99%
3.49%Up to 5.00%
Canada's housing markets: Activity slowing amid U.S. trade war and elevated energy prices.
Canadian housing markets are feeling the impact of the U.S. trade war and ongoing higher oil prices, contributing to a slowdown in many markets in 2026.
After suggesting a mid-year recovery had begun, national housing activity cooled in August 2026, with average home sales down 6.9% year over year. Most markets showed a downward sales trend this month, ranging from -31.8% in the Northwest Territories (NWT) to -2.1% in the Greater Toronto Area (GTA). Centres posting sales gains ranged from +19.1 in the Yukon to +6.3% in Quebec CMA.
Canada's average home price rose slightly by 0.6% year over year to $668,219. Some areas, like the Yukon and Victoria, showed price increases ranging from +8.4% to +1.4%. Home prices dropped in the GTA, Halifax-Dartmouth, Winnipeg, the Greater Vancouver Area (GVA), and NWT.
New listings fell 3.2% compared to August last year. The NWT and the GTA reported the largest drops at -17.6% and -14.1%. Yukon and Quebec saw the biggest influx of listings, up 37.5% and 23.9%.
Canada's average SNLR (sales-to-new-listings ratio) tightened but remained a balanced market at 51%.
Source: CREA Monthly News Release
Read more:
Housing Stats
Housing Market Forecast (2026-2029)
Rate Forecast (2026-2030)
Canada Housing Market Update
Canada August 2026 Housing Statistics
| Number Sold | % YOY | Average Price | % YOY | New Listings | % YOY | |
|---|---|---|---|---|---|---|
| GTA | 5,057 | -2.1 | 993,410 | -2.7 | 12,075 | -14.1 |
| Calgary | 2,263 | -11.0 | 650,730 | +5.0 | 4,160 | -7.0 |
| GVA | 1,870 | -3.5 | 1,218,333 | -0.9 | 4,025 | -4.7 |
| Montreal CMA | 2,853 | -13.1 | 682,832 | +2.4 | 5,876 | +7.7 |
| Ottawa | 866 | -19.3 | 707,515 | +1.5 | 1,832 | -0.3 |
| Quebec CMA | 677 | +6.3 | 491,920 | +3.9 | 1,062 | +23.9 |
| Winnipeg | 1,211 | -5.9 | 408,249 | -1.6 | 1,925 | +9.8 |
| Victoria | 567 | +12.9 | 1,014,748 | +1.4 | 1,040 | +7.5 |
| Halifax | 441 | -7.0 | 592,675 | -1.9 | 663 | +4.9 |
| Northwest Territories | 30 | -31.8 | 505,633 | -0.6 | 28 | -17.6 |
| Yukon | 56 | +19.1 | 640,416 | +8.4 | 88 | +37.5 |
Data Source: CREA Monthly News Release and QPAREB's Monthly Statistics
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Other Mortgage Rates
Mortgage Rates are different across Canada. Rates are shown based on your location. If you're planning to purchase out-of-province, be sure to choose rates where the property will be located.
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