Other Mortgage Rates

Get your best mortgage rate in Canada.

Exceptional service that can save you money, time and stress.

With highly trained, salaried, non-commissioned brokers — we have the right stuff to get your lowest mortgage rate and better mortgage options.

We access several accredited lenders and thousands of products for your perfect mortgage fit — whether your mortgage needs are straightforward or require a customized approach. Our huge volume allows us to pass along a rate discount. And our rates are proven to be 0.18% better on average compared to the competition.

A lower rate can save you thousands over the lifetime of your mortgage, and we'll be here to help you with all your questions and changes along the way.

We provide your fast pre-approval no matter where you are in Canada — online, through our chatbot, Morgan, over the phone or at a store near you. Plus, we have Mobile Mortgage Brokers who can come to you.

Call, email or apply online today! We make your process easy while saving you a pile of cash.

Canada's Housing Markets: Activity slowing amid disrupted U.S. trade relations.

Canadian housing markets have been affected by U.S. trade disruptions, a rapid decline in immigration, and the recent oil price shock, contributing to a slowdown in many markets in 2026. 

National housing activity has been slightly more active in June 2026, as average home sales edged up by 0.9% from a year earlier. Recovery is being seen in more markets than just the provinces of British Columbia and Ontario. And the pickup is likely due to some pent-up demand finally coming to market this summer as the Bank of Canada's policy rate pause continues.

Nearly all major centres across the country reported increases in sales, with Quebec CMA, the Greater Toronto Area (GTA), and the Greater Vancouver Area (GVA) leading the markets to post gains this month.

Canada's average home price increased slightly by 0.5% year over year to $696,078. While most of the centres recorded price increases, declines in the GTA and the GVA weighed on the national average. 

New listings are a mixed bag across centres, with the Northwest Territories and the GTA recording the largest drop. Yukon and Quebec City saw the largest listings increase. 

Canada's sales-to-new-listings ratio tightened, but remained in a balanced market at a 50% SNLR. 

Source: CREA Monthly News Release

Read more:
Housing Stats
Housing Market Forecast (2026-2029)
Rate Forecast (2026-2030)