Today's rates
Canada Mortgage Rates
Fixed Mortgages - Closed
Term
Everyday Rate
Limited Rate
1 Year
Everyday Rate: 3.04%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.49%
- High Ratio Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
2 Year
Everyday Rate: 2.84%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
- 90 days hold (120 day hold at 2.89%)
Limited Rate: 2.44%
- HR Purchase Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
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Hold your rate
3 Year
Everyday Rate: 3.09%
- 30 year amortization and refinances available
- 15% / 15%+ prepayment options.
Limited Rate: 2.69%
- High Ratio Only
- 20% / 20%+ prepayment options.
- No Rentals or pre-approvals
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Hold your rate
4 Year
Everyday Rate: 3.19%
- 30 year amortization and refinances available
- 15% lump sum payments allowed.
- 15% increase to regular payments.
Limited Rate: 2.89%
- High Ratio Only
- 15% lump sum payments allowed.
- 15% increase to regular payments.
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Hold your rate
5 Year
Everyday Rate: 3.29%
- 30 year amortization and refinances available
- 15% lump sum payments allowed
- 15% increase to regular payments
Limited Rate: 2.84%
- High Ratio Only
- 20%/20% pre-payment options
- Must close in 80 days
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Hold your rate
10 Year
Everyday Rate: 3.99%
- 30 year amortization available.
- 15%+ lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: --
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Hold your rate
Variable Mortgages - Closed
Term
Everyday Rate
Limited Rate
5 Year
Everyday Rate: 2.75%
- 30 year amortization and refinances available
- Prime - 0.45%
- 15% lump sum payments allowed.
- 15%+ increase to regular payments.
Limited Rate: 2.05%
- Prime -1.15%
- High Ratio Only
- Bona fide sales clause
- Must close in 90 days
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Hold your rate
Variable Mortgages - Open
Term
Everyday Rate
Limited Rate
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